Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
1,342 matching statutes
United States — Alabama
1 provisions
This section defines terms used in the chapter, including Alabama bank, bank, bank holding company, credit card, credit card account, credit card bank, domestic lender, foreign lender, and superintendent.
United States — Alabama
1 provisions
Alabama may not tax a state-chartered bank unless the same tax also applies to all banks and banking institutions, including national banks, doing business in Alabama.
United States — Alabama
1 provisions
Banks authorized to do general banking business in Blount County may open and operate branch banking locations anywhere in the county if they get written consent from the State Department of Banks.
United States — Alabama
1 provisions
This section defines key terms used in the article, including authorized account, bank, customer, funds-transfer business day, funds-transfer system, good faith, and prove.
United States — Alabama
1 provisions
A collecting bank may use written notice to present certain items, and the notice must be timely; the bank must also meet any required response under Section 7-3-501 within the stated time. If payment, acceptance, or compliance does not arrive in time, the presenting bank may treat the item as dishonored and notify the
United States — Alabama
1 provisions
Banks must give customers enough account-statement information or the paid items, and customers must promptly review statements and report unauthorized signatures or alterations.
United States — Alabama
1 provisions
A credit card bank is generally subject to this title, but it is not treated as a bank for certain cited provisions. An Alabama bank may buy stock in a credit card bank.
United States — Alabama
1 provisions
This section defines the terms “currency,” “financial institution,” and “person” for this chapter.
United States — Alabama
1 provisions
The superintendent, with enough Banking Board support, or three Banking Board members alone, may approve a bank reorganization without receivership liquidation, but the reorganization cannot reduce paid-in capital stock below the legal minimum.
United States — Alabama
1 provisions
This section defines “service provider” and “serviced bank” for the article.
United States — Alabama
1 provisions
People who encode information on an item after issue, or who retain an item under an electronic-presentment agreement, must warrant compliance to later collecting and payor banks. A good-faith person receiving those warranties may recover damages for breach.
United States — Alabama
1 provisions
If a closed bank’s insured deposit liabilities are paid or made available for payment, the FDIC is subrogated to the depositors’ rights against the bank, subject to state-law rules for depositors and other creditors.
United States — Alabama
1 provisions
A presenting bank may reasonably store, sell, or otherwise deal with goods if a documentary draft is dishonored, the bank seasonably requested instructions, and no instructions arrive within a reasonable time.
United States — Alabama
1 provisions
Only a collecting bank’s transferor may give instructions that affect the bank or count as notice, and the collecting bank is not liable to prior parties for actions taken under those instructions or under an agreement with its transferor.
United States — Alabama
1 provisions
This section says certain state-chartered banks may not expand or branch in ways that were not already available to state-chartered banks before this article was enacted, except as provided in Section 5-7A-64.
United States — Alabama
1 provisions
The bank’s bonds may be treated as legal investments, and certain public, financial, fiduciary, and other authorized persons may invest in them or deposit and receive them as allowed by law.
United States — Alabama
1 provisions
After conversion, the resulting bank may keep operating the savings institution’s existing offices as banking offices.
United States — Alabama
1 provisions
Issuing boards may choose banks where school warrants are payable, and school officials must deposit enough money there so the warrants can be paid on time.
United States — Alabama
1 provisions
The bank is exempt from paying taxes or assessments on specified property, operations, income, and certain loan obligations or related income.
United States — Alabama
1 provisions
This section says certain restrictive endorsements do not stop transfer or enforcement, but some banks or purchasers can face conversion liability unless proceeds are handled as required.