United States — Alabama
Section 5-13B-94 Posting of License.
1 provisions
A licensed foreign bank must post its license in a conspicuous place at the Alabama office covered by the license.
Act or statute Open & Chat
Esheria Regulatory Atlas
Banking and finance in United States — Alabama
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
1,342 matching statutes
United States — Alabama
Section 5-5A-21 Surplus; Restriction on Dividends.
1 provisions
Banks must set aside part of yearly net earnings to surplus, and dividend payments and surplus withdrawals are restricted unless approved by the superintendent.
Act or statute Open & ChatUnited States — Alabama
Section 7-4-301 Deferred Posting; Recovery of Payment by Return of Items; Time of Dishonor; Return of Items by Payor Bank.
1 provisions
A payor bank may revoke a settlement and recover it, or return an item or send dishonor notice, if it acts before final payment and before the midnight deadline.
Act or statute Open & ChatUnited States — Alabama
Section 5-13B-111 Asset Maintenance.
1 provisions
A licensed foreign bank with an Alabama state branch or agency must keep specified assets in Alabama, in an amount set by the superintendent relative to its liabilities.
Act or statute Open & ChatUnited States — Alabama
Section 7-4A-205 Erroneous Payment Orders.
1 provisions
This section limits when a sender must pay for an erroneous payment order and gives the receiving bank recovery rights in some cases.
Order Open & ChatUnited States — Alabama
Section 23-7-30 Net Earnings of Bank Not to Inure to Benefit of Any Individual, Firm, or Corporation.
1 provisions
The bank must not let net earnings after expenses benefit private individuals or entities, except when the board decides enough provision has been made for the bank’s obligations; then later net earnings must be paid to the state.
Act or statute Open & ChatUnited States — Alabama
Section 5-8A-39 Notice for and Filing of Claims Against Bank.
1 provisions
The receiver must publish and mail notices asking claimants to present and prove claims against the bank.
Notice Open & ChatUnited States — Alabama
Section 19-4A-7 Applicability.
1 provisions
This chapter applies to all existing or later-created fiduciary accounts, but only for a bank or trust company’s actions or inactions after May 28, 1991.
Act or statute Open & ChatUnited States — Alabama
Section 5-3A-35 Powers of Superintendent.
1 provisions
The superintendent may make agreements with qualifying bank supervisory agencies, enter corrective agreements or orders with a service provider, and join examinations or enforcement actions with other agencies.
Act or statute Open & ChatUnited States — Alabama
Section 7-4A-206 Transmission of Payment Order through Funds-Transfer or Other Communication System.
1 provisions
A payment order sent through a funds-transfer or other communication system is treated as if the system were the sender’s agent for transmitting it to the bank, except for Federal Reserve Banks’ funds-transfer systems.
Order Open & ChatUnited States — Alabama
Section 5-8A-36 Employment of Counsel, Expert Assistants, Etc., in Liquidation of Bank; Compensation of Assistants, Etc.; Court Approval of Liquidation Expenses.
1 provisions
The receiver may hire counsel and expert help, keep bank staff if needed, and set compensation and supervision/liquidation expenses subject to court approval.
Act or statute Open & ChatUnited States — Alabama
Section 8-7A-3 Exclusions.
1 provisions
This chapter does not apply to several listed government entities, postal money transmission, certain governmental benefits transfers, certain commodity-market entities, and some banks.
Act or statute Open & ChatUnited States — Alabama
Section 5-3A-12 Semiannual Reports by Banks - Required; Verification.
1 provisions
Banks must make at least two reports each year to the superintendent when called and use the superintendent’s prescribed form. The report must also be verified by oath or affirmation from specified bank officers and directors.
Act or statute Open & ChatUnited States — Alabama
Section 23-7-2 Definitions.
1 provisions
This section defines key terms used in the chapter.
Act or statute Open & ChatUnited States — Alabama
Section 5-13B-89 Representative Office of Foreign Banks - Necessity of Licensure.
1 provisions
A foreign bank may not establish or keep an Alabama representative office unless it is licensed by the superintendent.
Act or statute Open & ChatUnited States — Alabama
Section 5-10A-1 Authorization or Direction of Banks to Postpone Paying Liabilities, Segregate Deposits and Assets, Renew Loans, Etc.
1 provisions
The superintendent and certain Banking Board members may authorize or direct banks to delay payments, handle deposits separately, segregate assets, and make or renew loans when they think the circumstances warrant it.
Act or statute Open & ChatUnited States — Alabama
Section 7-4-202 Responsibility for Collection or Return; When Action Timely.
1 provisions
A collecting bank must use ordinary care when handling items, notices, settlements, and loss or delay reporting, and it generally must act by the midnight deadline.
Act or statute Open & ChatUnited States — Alabama
Section 5-11A-31 Approval of Superintendent.
1 provisions
The superintendent’s approval is treated as granted if the superintendent does not file a written objection within 10 days after receiving written notice from the transferor bank.
Act or statute Open & ChatUnited States — Alabama
Section 5-5A-44 Acquisition of Majority of Voting Shares of a Bank; Procedure.
1 provisions
A person generally may not acquire control of a state bank without filing an application with the superintendent, and the acquiring party must meet filing, disclosure, amendment, and approval requirements.
Act or statute Open & ChatUnited States — Alabama
Section 41-10-48.04 Alabama Energy Infrastructure Bank; Alabama Energy Infrastructure Fund.
1 provisions
This section creates the Alabama Energy Infrastructure Bank and the Alabama Energy Infrastructure Fund, and directs how the bank and fund are to be used.
Act or statute Open & Chat