Esheria Regulatory Atlas

Banking and finance in United States — Alabama

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

1,342 matching statutes

• United States — Alabama

  Section 8-6-56 Director - Qualifications; Interest in Banks, Etc., Prohibited; Salary.

  1 provisions

  The director must meet listed qualifications, cannot have certain financial interests or associations while serving, and the commission sets the salary with approval from the Governor and State Personnel Board.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-10A-13 Issuance and Reissuance of Script, Clearinghouse Certificates or Emergency Currency.

  1 provisions

  The superintendent or three Banking Board members may authorize banks to issue and reissue certain script or currency, and those issuances are free from civil or criminal penalties, interest charges, taxation, or similar additions.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-20-5 Charges, Rates, and Fees.

  1 provisions

  Domestic lenders and credit card banks may set certain credit card charges and finance charges by agreement, but they must give the debtor at least 30 days’ written notice before modifying any term of the account.

  Act or statute Open & Chat

• United States — Alabama

  Section 7-4A-406 Payment by Originator to Beneficiary; Discharge of Underlying Obligation.

  1 provisions

  The originator must pay the beneficiary when the beneficiary’s bank accepts the payment order, subject to stated limits and related sections.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-10A-11 Segregation of Assets - Adjustments; Identification of Segregated Items.

  1 provisions

  Banks that must segregate particular assets have to do it as soon as reasonably possible and keep the segregation adjusted at the close of each banking day.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-5A-9 Procedure for Incorporation - Judicial Review.

  1 provisions

  The Circuit Court of Montgomery County may review and reverse certain bank-charter actions, and a written appeal notice must be filed within 28 days of the order appealed from.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-3A-7 False Swearing, Etc., Before Bank Examiners or Superintendent.

  1 provisions

  A person who willfully or corruptly makes a false oath or affirmation before a bank examiner or the superintendent about a material matter is guilty of perjury.

  Act or statute Open & Chat

• United States — Alabama

  Section 7-4A-401 Payment Date.

  1 provisions

  This provision defines “payment date” for a payment order and says the sender may instruct the date, but it cannot be earlier than when the beneficiary’s bank receives the order.

  Act or statute Open & Chat

• United States — Alabama

  Section 23-6-1 Definitions.

  1 provisions

  This section defines key terms used in the chapter.

  Act or statute Open & Chat

• United States — Alabama

  Section 2-6-70 Definitions.

  1 provisions

  This article defines several terms used in the article, including boards, a fund, a corporation, eligible investments, a market facility, securities, and the State.

  Act or statute Open & Chat

• United States — Alabama

  Section 36-31-1 Designation and Prescription of Powers and Duties of Trustees.

  1 provisions

  Certain Alabama governing bodies may choose a qualifying bank as trustee for pension and retirement funds and may set the trustee’s powers and duties.

  Act or statute Open & Chat

• United States — Alabama

  Section 23-7-21 Securing of Bonds - Pledge.

  1 provisions

  A bank’s pledge to secure bonds or other financial assistance is valid when made, and the pledged property becomes subject to the lien immediately.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-13B-90 Representative Office - Application.

  1 provisions

  An application to open and maintain an Alabama representative office must be written under oath and include information, a reasonable fee, and for foreign banks, an irrevocable service-of-process appointment.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-13B-130 Purpose.

  1 provisions

  The division says interstate state branches of out-of-state foreign banks may be established and operated in this state, subject to federal consistency and comparable, no-less-favorable conditions.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-5A-38 Disposition of Small Deposits of Deceased Person - to Whom Payable; When Bond Required.

  1 provisions

  A bank may, for a deceased depositor’s small deposits, pay the money to specified relatives and be discharged from liability if the section’s conditions are met.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-2A-2 Offices, Venue.

  1 provisions

  The State Banking Department must keep its principal office in Montgomery, Alabama.

  Act or statute Open & Chat

• United States — Alabama

  Section 22-34-12 Investment in Authority Bonds.

  1 provisions

  The State Treasurer and county or municipal governing bodies may invest idle or surplus public money in bonds of the authority. The bonds are also legal investments for certain fiduciaries, savings banks, and insurance companies, except when a court or governing document directs otherwise.

  Act or statute Open & Chat

• United States — Alabama

  Section 9-14F-3 Definitions.

  1 provisions

  This section defines terms used in the chapter, including the Authority, the Board of Directors, bonds, government securities, and permitted investments.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-2A-61 Created; Commissioner and Deputy Commissioner Generally; Examiners; Disclosure of Information by Officers; Seal of Commissioner.

  1 provisions

  This provision creates a Savings and Loan Bureau and sets out who runs it, who may be appointed as examiners, pay and expense handling, confidentiality rules, and a seal requirement.

  Act or statute Open & Chat

• United States — Alabama

  Section 19-4-2 Deposit of Securities Authorized; Merger, Etc., of Certificates Representing Securities; Transfer of Ownership, Etc., of Securities; Maintenance of Records by Fiduciary; Rules and Regulations Governing Banks Acting as Fiduciaries; Certification by Fiduciary of Securities Deposited.

  1 provisions

  A fiduciary may deposit eligible securities in a clearing corporation unless the governing instrument or court order says otherwise, must keep records showing the related fiduciary accounts and ownership, and must certify the deposited securities on demand.

  Regulation Open & Chat