Esheria Regulatory Atlas

Banking and finance in United States — Alabama

Financial services, banking, payments, credit, securities, and regulated finance. Every result links to its stored legal text and available official source evidence.

1,342 matching statutes

• United States — Alabama

  Section 7-4A-303 Erroneous Execution of Payment Order.

  1 provisions

  This section gives payment and recovery rights when a bank executes a sender’s payment order incorrectly, and it limits who must pay when the error is not corrected.

  Order Open & Chat

• United States — Alabama

  Section 16-16A-2 Definitions.

  1 provisions

  This section defines key terms used in the chapter, including Authority, Baseline Date, BRAC-related terms, BRAC Distributions, BRAC Impacted Area, Determination Date, Garrison, and Permitted Investments.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-13B-109 Limitations on Payment of Interest on Deposits.

  1 provisions

  A licensed foreign bank operating an Alabama state branch or agency must follow the same limits on paying interest on deposits as a Federal Reserve member state bank.

  Act or statute Open & Chat

• United States — Alabama

  Section 11-56-18 Investment in Bonds - by Executors, Savings Banks, Insurance Companies, Etc.

  1 provisions

  Bonds issued under this chapter are legal investments for executors, administrators, trustees, other fiduciaries, savings banks, and insurance companies organized under state law.

  Act or statute Open & Chat

• United States — Alabama

  Section 8-6-56 Director - Qualifications; Interest in Banks, Etc., Prohibited; Salary.

  1 provisions

  The director must meet listed qualifications, cannot have certain financial interests or associations while serving, and the commission sets the salary with approval from the Governor and State Personnel Board.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-10A-13 Issuance and Reissuance of Script, Clearinghouse Certificates or Emergency Currency.

  1 provisions

  The superintendent or three Banking Board members may authorize banks to issue and reissue certain script or currency, and those issuances are free from civil or criminal penalties, interest charges, taxation, or similar additions.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-20-5 Charges, Rates, and Fees.

  1 provisions

  Domestic lenders and credit card banks may set certain credit card charges and finance charges by agreement, but they must give the debtor at least 30 days’ written notice before modifying any term of the account.

  Act or statute Open & Chat

• United States — Alabama

  Section 7-4A-406 Payment by Originator to Beneficiary; Discharge of Underlying Obligation.

  1 provisions

  The originator must pay the beneficiary when the beneficiary’s bank accepts the payment order, subject to stated limits and related sections.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-10A-11 Segregation of Assets - Adjustments; Identification of Segregated Items.

  1 provisions

  Banks that must segregate particular assets have to do it as soon as reasonably possible and keep the segregation adjusted at the close of each banking day.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-5A-9 Procedure for Incorporation - Judicial Review.

  1 provisions

  The Circuit Court of Montgomery County may review and reverse certain bank-charter actions, and a written appeal notice must be filed within 28 days of the order appealed from.

  Act or statute Open & Chat

• United States — Alabama

  Section 5-3A-7 False Swearing, Etc., Before Bank Examiners or Superintendent.

  1 provisions

  A person who willfully or corruptly makes a false oath or affirmation before a bank examiner or the superintendent about a material matter is guilty of perjury.

  Act or statute Open & Chat

• United States — Alabama

  Section 7-4A-401 Payment Date.

  1 provisions

  This provision defines “payment date” for a payment order and says the sender may instruct the date, but it cannot be earlier than when the beneficiary’s bank receives the order.

  Act or statute Open & Chat