Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
751 matching statutes
United States — Arizona
1 provisions
A bank is not required to act on an adverse claim to a deposit account unless a U.S. court order directs it to do so; without such an order, the bank may refuse the account order.
United States — Arizona
1 provisions
A collecting bank may revoke a provisional settlement, charge back credit, or get a refund from its customer when final settlement fails, if it acts within the required time; delayed action can create liability for resulting loss.
United States — Arizona
1 provisions
A person may not seek or complete certain securities transactions that would give control of a bank or similar institution unless the deputy director approves the acquisition of control.
United States — Arizona
1 provisions
Banks must give customers enough information or copies of paid items, and customers must review statements quickly and notify the bank about unauthorized signatures or alterations.
United States — Arizona
1 provisions
Banks may lend up to 20% of capital to one borrower, with an extra 10% if fully secured by readily marketable collateral, and must notify the department and maintain procedures for compliance.
United States — Arizona
1 provisions
This section states the purposes that guide how the chapter should be interpreted and applied.
United States — Arizona
1 provisions
A bank’s branch or separate office is treated as a separate bank for timing and notice purposes, with a specific garnishment service exception.
United States — Arizona
1 provisions
This section defines terms used in the chapter, including account, banking day, customer, draft, item, midnight deadline, settle, and suspends payments.
United States — Arizona
1 provisions
A person must not conduct banking business in this state or use “bank”/similar wording to suggest they are engaged in banking, unless acting by or for someone authorized under section 6-201.
United States — Arizona
1 provisions
A payor bank can dishonor an item that would create an overdraft unless it has agreed to pay it, but it is liable to the customer for damages caused by a wrongful dishonor.
United States — Arizona
1 provisions
A state bank may merge with or convert into a national bank, and it must notify the deputy director when its board adopts a merger or conversion plan.
United States — Arizona
1 provisions
This section establishes the Arizona water banking fund and requires the authority to administer it, maintain a reserve subaccount, and follow rules for fund deposits, investment, and use.
United States — Arizona
1 provisions
A bank-permitted corporation may exercise broad corporate and banking powers, but agency relationships between financial institutions require advance notice to the deputy director and must follow applicable laws and rules.
United States — Arizona
1 provisions
A sender may communicate cancellation or amendment of a payment order, but effectiveness depends on timing, verification, acceptance status, and any applicable security procedure or funds-transfer system rule.
United States — Arizona
1 provisions
A bank may not engage in the trust business unless authorized by its banking permit.
United States — Arizona
1 provisions
Banks and trust companies may make certain fiduciary investments, but they must disclose related service-and-fee relationships; banks may also buy banker's bank equity up to a 10% capital limit.
United States — Arizona
1 provisions
Banks need the deputy director’s consent before making certain investments, must stay within a 25% capital-account cap, and must dispose of debt-collection shares within a reasonable time unless otherwise lawfully held.
United States — Arizona
1 provisions
This section defines key terms used in the chapter on water banking.
United States — Arizona
1 provisions
Banks must keep their corporate and business records under the deputy director’s regulations, and they may dispose of records after the required retention period.
United States — Arizona
1 provisions
This section says certain people and a depositary bank make warranties about correct encoding and about retention and presentment complying with an electronic presentment agreement.