Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
715 matching statutes
United States — Iowa
1 provisions
A receiving bank that accepts a payment order must execute it following the sender’s instructions, subject to the stated exceptions.
United States — Iowa
1 provisions
Shareholders may remove directors at a specially called meeting, and the superintendent may pursue removal of a bank director after notice, a hearing opportunity, and specified findings.
United States — Iowa
1 provisions
The section defines “creditor process” and gives rules for how banks may handle payment orders, account credits, setoff, withdrawal, and rejection when creditor process is served.
United States — Iowa
1 provisions
Banks in these roles may deposit certain securities in a federally regulated clearing corporation or a federal reserve bank, and they must keep records identifying the persons for whom securities are deposited.
United States — Iowa
1 provisions
Violating section 524.211(1) is a fraudulent practice and can trigger a fine equal to the value involved; certain banking division employees are also discharged and barred from future banking division positions. Violating section 524.212 is a serious misdemeanor with the same employment consequences for convicted exami
United States — Iowa
1 provisions
This provision says when a sender’s payment obligation to a receiving bank counts as paid, including through settlement, account credits, debit entries, and setoff.
United States — Iowa
1 provisions
The banking division must regulate and supervise specified financial entities and do other duties assigned by law.
United States — Iowa
1 provisions
This section lets certain banks and corporations merge, but some mergers need compliance with chapter requirements and approval of the superintendent.
United States — Iowa
1 provisions
A state bank may carry out authorized banking activities electronically, but must follow applicable laws, use safe and sound practices for new or innovative electronic activities, and maintain adequate risk and information security controls. Some new electronic activities need prior superintendent approval.
United States — Iowa
1 provisions
The superintendent may appoint or serve as a supervisor for a state bank under supervision, and the bank faces restrictions on major transactions unless approved.
United States — Iowa
1 provisions
A state bank may convert into a national bank or federal savings association if it follows U.S. law, gets the required director and shareholder approvals, and gives at least 10 days’ notice of the meeting.
United States — Iowa
1 provisions
This provision says which law controls perfection and priority for a security interest in a deposit account, and it sets a rule chain for deciding the bank’s jurisdiction.
United States — Iowa
1 provisions
This provision defines several terms used in the Article, including authorized account, bank, customer, funds-transfer business day, funds-transfer system, and prove.
United States — Iowa
1 provisions
A state bank may stop banking and become a chapter 490 corporation if it follows this section and gets superintendent approval.
United States — Iowa
1 provisions
A state bank acting as fiduciary must keep fiduciary property separate, keep separate records, and avoid certain self-dealing and insider transactions.
United States — Iowa
1 provisions
A bank conversion becomes effective when the articles of conversion are filed, or later if the articles set a later date.
United States — Iowa
1 provisions
This provision says when a bank’s payment or settlement for an item becomes final, and when a customer can withdraw credited funds or a deposited amount.
United States — Iowa
1 provisions
This provision states the legislature’s purpose for the banking chapter.
United States — Iowa
1 provisions
A collecting bank is generally treated as the owner’s agent or subagent before settlement becomes final, and a settlement is provisional. After an item is endorsed “pay any bank,” only a bank may acquire holder rights until the item is returned to the customer or specially endorsed by a bank to a non-bank.
United States — Iowa
1 provisions
Directors, officers, and employees of state banks or bank holding companies can face misdemeanor charges, fines, and disqualification for certain willful violations.