Banking and finance in United States — Louisiana | Esheria Regulatory Atlas

Esheria Regulatory Atlas

Banking and finance in United States — Louisiana

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

1,343 matching statutes

  • United States — Louisiana

    RS 47:297.3

    1 provisions

    An S Bank shareholder may exclude a specified amount of non-taxable income from Louisiana tax table income, subject to later adjustments.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 47:1970

    1 provisions

    Banks must file annual statements and real-estate lists with tax authorities, and bank-owned real estate is assessed directly at limited value.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:543

    1 provisions

    A bank holding company may set up financial service center banks in Louisiana if each one stays within the activities allowed by this Part and follows R.S. 6:547.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:366

    1 provisions

    A state bank can transfer all or substantially all of its assets only after getting the required shareholder and commissioner consents.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:547

    1 provisions

    Financial service center banks must meet Louisiana staffing, data-processing, credit-decision, and records-location requirements, and are taxed like state banks.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:325

    1 provisions

    A bank may handle a deceased customer's safety deposit box, money, and other property only under the conditions described here, including written notice of death, court-issued representative letters, judgments of possession, or a small succession affidavit.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:1190

    1 provisions

    Directors and officers of a savings bank have fiduciary duties and generally may not use their position for conflicted deals or personal benefits.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:511

    1 provisions

    Louisiana states that bank holding companies may own or control one or more banking institutions in the state.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 10:4-109

    1 provisions

    A collecting bank may, in good faith and unless otherwise instructed, extend certain time limits by up to two additional banking days; delays may also be excused in specified extraordinary circumstances if the bank uses required diligence.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 10:4-214

    1 provisions

    A collecting bank may charge back or seek a refund for a item if provisional settlement fails and the item is not finally settled, but delay can make the bank liable for losses.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 10:4-401

    1 provisions

    A bank may charge a customer’s account for properly payable items, including certain overdrafts and some checks paid before their date, subject to notice of postdating and good-faith rules for altered or completed items.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:289

    1 provisions

    State bank insiders are restricted from borrowing or receiving credit beyond set limits unless board-approval or parity conditions are met.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 10:9-341

    1 provisions

    A bank’s rights and duties for a deposit account are not changed by a security interest, the bank’s knowledge of it, or instructions from the secured party, unless another section applies or the bank agrees otherwise in a signed record.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:353

    1 provisions

    If banks consolidate into a new bank, the consolidation papers must name the consolidating banks as incorporators, be signed and acknowledged by specified officers, include required consideration details, and be filed and recorded.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:1286

    1 provisions

    A savings bank may sell assets, or a small portion of its deposits, only with the required board and commissioner approvals and, for asset sales, with written assumption of liabilities by the buyer.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 6:544

    1 provisions

    Financial service center banks must follow the stated formation rules, include the required name, keep at least one organizer or director in Louisiana, maintain $5 million initial capital, and they may not merge, acquire, or convert into another type of financial institution.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 10:4-406

    1 provisions

    Banks must give customers enough item detail or copies, and customers must check statements promptly and report unauthorized signatures or alterations.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 11:2004

    1 provisions

    The board of trustees must approve the fiscal agency bank or banks, and only banks that are fiscal agents of the state may be selected. System funds held in a state bank must be protected by acceptable bonds or other securities in an amount set by the board.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 10:4-302

    1 provisions

    A payor bank can be liable for the amount of certain items if it returns or settles them too late.

    Act or statute Open & Chat
  • United States — Louisiana

    RS 39:1220

    1 provisions

    Local depositing authorities must choose eligible local banks as depositories and follow the section’s allocation, collateral, and fee rules.

    Act or statute Open & Chat