Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
1,343 matching statutes
United States — Louisiana
1 provisions
A payor bank may dishonor an item that would overdraw the account unless it agreed to cover the overdraft, and it is liable to the customer for damages caused by wrongful dishonor.
United States — Louisiana
1 provisions
The board of trustees must approve the bank or banks used to hold the Retirement System’s funds and securities, and may select only banks that are fiscal agents of the state.
United States — Louisiana
1 provisions
If a foreign bank’s authority or existence is terminated in its home jurisdiction, the commissioner must handle the filing that has the same effect as revoking the bank’s Louisiana certificate of authority.
United States — Louisiana
1 provisions
A bank’s authority over an item generally continues after a customer’s death or interdiction until written notice is received; a bank may also pay or certify certain checks for 10 days after death unless stopped by an interested person.
United States — Louisiana
1 provisions
A depositary bank becomes the holder of an item when it receives it for collection if the customer was already a holder, even if the item is not indorsed.
United States — Louisiana
1 provisions
This section defines several holding-company terms, including when a company is a savings bank holding company and what counts as Louisiana or out-of-state status.
United States — Louisiana
1 provisions
The commissioner may assess daily civil money penalties against a savings bank or institution-affiliated party for listed violations, with higher penalties for patterns of misconduct or knowing and reckless conduct.
United States — Louisiana
1 provisions
Some stockholders may inspect a state bank’s books and records if they meet ownership and holding-period thresholds, and a business competitor faces a stricter 40% ownership rule for six months. The bank must also make an annual financial statement available to any stockholder on request.
United States — Louisiana
1 provisions
When a state bank enters conservatorship, the conservator must immediately post notice at the bank’s main entrance, and certain people lose authority to use or deal with the bank’s assets.
United States — Louisiana
1 provisions
A state bank gets broad banking powers, but some powers depend on notice, approvals, or conditions, and the commissioner has power over trust-powers revocation and related regulations.
United States — Louisiana
1 provisions
A holder of a withdrawable account may apply to withdraw it, and the savings bank may pay some or all of the value. The bank may also use contract terms to limit withdrawals, and certain withdrawals and sales rules apply in specific cases.
United States — Louisiana
1 provisions
A bank may pay a fiduciary’s check on a principal’s account, unless the bank knows the fiduciary is breaching the fiduciary duty or acts in bad faith.
United States — Louisiana
1 provisions
A local depositing authority in a parish or municipality over 100,000 people may make a private deposit or loan contract if it cannot get a satisfactory fiscal agency contract with an in-state bank, but it must follow listed limits.
United States — Louisiana
1 provisions
A state bank may use a wholly-owned operating subsidiary for activities or investments the bank is otherwise authorized to do, but it must give the commissioner written notice within 30 days after setting up the subsidiary or starting the new activity. Outside Subsection A, the bank must get the commissioner’s written
United States — Louisiana
1 provisions
The commissioner must investigate an application for authority to organize a proposed state bank and review the applicants’ fitness and the community’s banking needs.
United States — Louisiana
1 provisions
The board of trustees must select fiscal agency banks for the Teachers' Retirement System, and the selected banks must follow state law. The system's funds and properties held in a state bank must be protected by a fidelity and surety bond, with the bond amount set by the board.
United States — Louisiana
1 provisions
This section sets out the steps banks must follow to merge or consolidate, including agreement, stockholder approval, filing, and commissioner review.
United States — Louisiana
1 provisions
The commissioner must issue rules and regulations about establishing and relocating bank offices.
United States — Louisiana
1 provisions
A bank may treat an unpaid safety deposit box as abandoned and, after notice and other conditions, open it, inventory the contents, and later sell or re-lease the box and handle the contents as this section allows.
United States — Louisiana
1 provisions
This section says what forms of capital count for stock savings banks and mutual savings banks, and that shares and capital accounts are personal property and transferable under the chapter and the bank’s bylaws.