United States — Minnesota
Minnesota Statutes § 336.3-503 - 336.3-503 NOTICE OF DISHONOR.
1 provisions
An endorser’s or drawer’s obligation cannot be enforced unless notice of dishonor is given or excused.
Notice Open & Chat
Esheria Regulatory Atlas
Banking and finance in United States — Minnesota
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
868 matching statutes
United States — Minnesota
Minnesota Statutes § 47.57 - VIOLATION; PENALTIES
1 provisions
Violations of sections 47.51 to 47.57 are subject to the penalties that apply to violations of laws affecting banks, and any aggrieved bank may seek an injunction.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 48.07 - OFFICERS; APPOINTMENT, REMOVAL
1 provisions
A bank or trust company must have a president, secretary, and treasurer, and its board may appoint or remove officers and employees.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 48.45 - CORPORATE NAMES
1 provisions
Certain banks may use a corporate name that includes “trust” or “trust company,” and “state” is not required in the name.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 50.001 - APPLICATION FOR CERTIFICATE OF AUTHORITY; PROCEDURE
1 provisions
A savings bank organized under section 47.12 must use the same application and issuance procedures for a certificate of authority that apply to a state bank under sections 46.041 to 46.045.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 46.04 - REGULATORY AUTHORITY OF COMMISSIONER
1 provisions
The commissioner of commerce oversees specified financial institutions, examines them regularly, and can use subpoenas, oaths, and record requirements to carry out those duties.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 48.62 - BANK MAY ISSUE NOTES OR DEBENTURES
1 provisions
A banking institution may issue and sell capital notes or debentures with the commissioner’s approval and board action, without stockholder action.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.4A-406 - 336.4A-406 PAYMENT BY ORIGINATOR TO BENEFICIARY; DISCHARGE OF UNDERLYING OBLIGATION.
1 provisions
An originator must pay the beneficiary when the beneficiary's bank accepts the payment order, and the amount is capped at the originator's order.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.4-403 - 336.4-403 CUSTOMER'S RIGHT TO STOP PAYMENT; BURDEN OF PROOF OF LOSS.
1 provisions
A customer, or certain authorized signers, may stop payment on an item or close the account by telling the bank with reasonable certainty before the bank acts.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 47.23 - USE OF CERTAIN WORDS PERMITTED
1 provisions
Most businesses may not use savings-bank, trust-company, or safe-deposit wording or advertising unless specifically allowed; some banks and trust companies may run a savings department, and old line life insurers may use “trust” in a limited way.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.4A-303 - 336.4A-303 ERRONEOUS EXECUTION OF PAYMENT ORDER.
1 provisions
Rules for correcting payment-order execution errors: the receiving bank may be entitled to payment or reimbursement, and in some cases the sender and prior senders are not required to pay the mistaken orders.
Order Open & ChatUnited States — Minnesota
Minnesota Statutes § 48.221 - RESERVES
1 provisions
State banks and trust companies must keep reserves as liquid assets at a level needed for expected withdrawals, commitments, and loan demand.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 53.05 - POWERS, LIMITATION
1 provisions
Industrial loan and thrift companies are barred from several banking-like activities and must follow limits on deposits, lending, naming, trusts, capital changes, blank instruments, and cashier's checks.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.4A-401 - 336.4A-401 PAYMENT DATE.
1 provisions
This provision defines the payment date for a payment order and lets the sender set it, but not earlier than when the beneficiary’s bank receives the order.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 48.35 - CLEARINGHOUSES
1 provisions
Clearinghouses may set and enforce rules for daily bank exchanges and account settlement, issue clearinghouse certificates for those purposes, and take other actions to support uniform banking methods.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 48.03 - SHARES
1 provisions
Bank officers and directors must keep shareholder and corporate records, and shareholders are generally not personally liable for the bank’s debts except as stated in section 302A.425.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 61A.282 - INVESTMENTS IN NAME OF COMPANY OR NOMINEE AND PROHIBITIONS
1 provisions
This provision tells a company how to hold investments, when it may use custodians or book-entry systems, and sets limits and conditions for lending securities.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 48A.12 - DEFINITIONS
1 provisions
This provision defines terms used in sections 48A.12 to 48A.22.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 49.02 - ASSESSMENTS ON STOCK; STOCK UNPAID OR CAPITAL IMPAIRED
1 provisions
Banks or trust companies with impaired or unpaid capital must make up the deficiency after notice, and directors must manage the assessment and notice process.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 47.78 - CONTRACTS TO PROVIDE SERVICES
1 provisions
A financial institution may contract with another financial institution to let it provide services to customers, if notice is given to the commissioner and the commissioner does not object within 30 days.
Act or statute Open & Chat