United States — Minnesota
Minnesota Statutes § 334.03 - USURIOUS CONTRACTS INVALID; EXCEPTIONS
1 provisions
Usurious loans and related contracts are generally void, with several exceptions.
Act or statute Open & Chat
Esheria Regulatory Atlas
Banking and finance in United States — Minnesota
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
868 matching statutes
United States — Minnesota
Minnesota Statutes § 53B.69 - DEFINITIONS
1 provisions
This section defines key terms used in later virtual currency rules, including control, exchange, transfer, customer status, and virtual currency.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 53B.29 - EXEMPTIONS
1 provisions
This chapter does not apply to several listed payment-related actors and activities, including certain payment systems, agents, intermediaries, government entities, financial institutions, and payroll processors.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 385.15 - PAYMENT
1 provisions
County treasurers covered by this provision must pay by check on the depositories, and depositories must provide monthly account statements to the county auditor.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 325G.02 - DEFINITIONS
1 provisions
This section defines terms used in sections 325G.02 to 325G.04.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 53B.74 - VIRTUAL CURRENCY BUSINESS ACTIVITIES; ADDITIONAL REQUIREMENTS
1 provisions
A virtual currency licensee may count virtual currency in tangible net worth using a six-month average, and must keep detailed business records for five years.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 325E.64 - ACCESS DEVICES; BREACH OF SECURITY
1 provisions
Businesses that accept access devices in Minnesota must not keep certain card data after transaction authorization, and PIN debit data must not be kept beyond 48 hours after authorization.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 325G.53 - GIFT CERTIFICATES
1 provisions
This section defines gift certificates, bans selling gift certificates with expiration dates or service fees, and lists several exemptions.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 82.77 - TABLE FUNDING
1 provisions
A closing agent may not disburse from certain accounts unless the lender’s money is collected funds or qualified loan funds, and the lender must deliver loan funds in that form by closing.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 47.0155 - EFFECT OF CLOSING
1 provisions
A bank closure during normal business hours under sections 47.0151 to 47.0155 makes that day a legal holiday for the bank’s business.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.3-420 - 336.3-420 CONVERSION OF INSTRUMENT.
1 provisions
This provision limits who may bring a conversion action over an instrument and limits recovery in such cases.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.3-407 - 336.3-407 ALTERATION.
1 provisions
Defines “alteration” and says a fraudulently made alteration can discharge the affected party, unless the party assents or is otherwise precluded from objecting; some banks or good-faith takers may enforce the instrument’s original terms.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 47.64 - OPERATION OF AN ELECTRONIC FINANCIAL TERMINAL
1 provisions
This provision regulates access to electronic financial terminals and related fees, staffing, security filings, and non-discrimination rules.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 336.9-327 - 336.9-327 PRIORITY OF SECURITY INTERESTS IN DEPOSIT ACCOUNT.
1 provisions
This provision sets priority rules for conflicting security interests in the same deposit account.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 66A.32 - PREREQUISITES OF LIFE COMPANIES
1 provisions
A mutual life company may issue policies only after meeting specified application, premium, receipt, filing, and bank-certificate conditions.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 349.19 - ACCOUNTS, RECORDS, AND REPORTS
1 provisions
Licensed organizations must keep detailed gambling records, separate gambling funds, file monthly reports, and meet specific deposit, retention, and termination-plan deadlines.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 46.21 - DESTRUCTION OF CERTAIN RECORDS
1 provisions
The commissioner of commerce may dispose of certain bank examination records after 10 years, may destroy certain liquidation-related records after 10 years from the final dividend, and need not keep an examiner’s original pencil copy after 2 years.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 51A.35 - INVESTMENT IN SECURITIES
1 provisions
Associations may invest in certain securities and deposits, subject to stated limits.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 53.09 - OVERSIGHT AND ADMINISTRATION
1 provisions
The commissioner must examine covered companies regularly, companies must file annual and ownership-change reports, and penalties generally track those used for state banks.
Act or statute Open & ChatUnited States — Minnesota
Minnesota Statutes § 52.17 - RESERVE FUND
1 provisions
Every credit union must keep liquid reserves at a reasonably necessary level, and the commissioner of commerce may set the reserve amount for an individual credit union.
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