Esheria Regulatory Atlas

Banking and finance in United States — Missouri

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

853 matching statutes

• United States — Missouri

  Missouri Revised Statutes § 141.980 - Land bank agency may be established, when — taxing authorities to be beneficiaries — agency is a public body corporate and politic

  1 provisions

  Some municipalities may create a land bank agency, but the agency may not hold real estate outside the establishing municipality.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 140.988 - Funding sources for agency — property taxes, distribution by county collector to agency after sale of property — fee for delinquent tax collection

  1 provisions

  A land bank agency may receive several kinds of funding, and county collectors must distribute certain tax proceeds and collect specified fees under stated conditions.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.115 - Bank may exercise powers of trust companies — application — examination — certificate — trust department

  1 provisions

  Qualifying Missouri banks may apply to exercise trust-company fiduciary powers, and must get a certificate before doing so.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 141.1006 - Encumbered ancillary property, taxes may be contributed to land bank agency by taxing authority

  1 provisions

  A taxing authority may choose to contribute certain real property taxes to a land bank agency, and the land bank agency must remit received payments or credits to the collector for distribution to the appropriate taxing authority.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.410 - Preservation of books and records

  1 provisions

  The division of finance must issue rules for classifying bank and trust company records and setting minimum retention periods. A state chartered bank may reproduce records as allowed by section 362.413, and banks or trust companies are not liable for disposing of records if they comply with the rules.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.325 - Charter amended — procedure — notice — duty of director — appeal

  1 provisions

  Banks and trust companies may amend capital, charter, name, business, or corporate life if shareholders consent and required notices, filings, and director approval steps are completed.

  Notice Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.120 - Capital notes may be issued and sold by banks and trust companies

  1 provisions

  Banks and trust companies organized under Missouri law may issue and sell capital notes, but only with board action and the finance director’s written consent.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.118 - Trust company may become state bank — procedure

  1 provisions

  A trust company may convert into a state bank if it follows the stated procedure and meets the listed conditions.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.375 - Adverse claim to deposit — not effectual, when — contract presented by third party, powers of bank or trust company

  1 provisions

  Banks and trust companies generally do not have to recognize an adverse claim to a deposit unless the claimant gets court process or gives an acceptable indemnity bond; there is a fiduciary exception. The bank or trust company may also honor, dishonor, or condition third-party documents unless it has agreed in writing,

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 276.431 - Provisions and rules relating to bonds to apply to certificates of deposit — irrevocable letters of credit may be accepted, conditions, demand by director, procedure — failure by bank to pay, when, penalty — funds returned to bank, when

  1 provisions

  This provision lets a grain dealer use a certificate of deposit or an irrevocable letter of credit instead of a surety bond, and it gives the director control over acceptance, demand, distribution, and related regulations.

  Rule Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 361.105 - Director of finance authorized to issue rules with approval of state banking and savings and loan board — rulemaking procedure

  1 provisions

  The director of finance may make banking and trust-company rules with board approval, and must mail each rule to banks and trust companies at least 15 days before it takes effect.

  Rule Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.030 - Director to examine as to character and capital

  1 provisions

  Before a bank or trust company finishes incorporating, the director must have an examination made to check capital, fitness, and local business conditions.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 643.220 - Missouri emissions banking and trading program established by commission — promulgation of rules

  1 provisions

  The commission must create rules for a Missouri air emissions banking and trading program, and the department must approve credits before they are banked.

  Rule Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 140.991 - Annual audit, when — performance audit, when

  1 provisions

  A land bank agency must have an annual audit by a certified public accountant each year, share the audit with the establishing county or municipality, and make audit copies public; performance audits are also allowed.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 361.094 - Board to determine appeals — procedure — hearing officer authorized

  1 provisions

  The board must promptly hear and decide certain appeals about bank and trust company incorporation or relocation decisions, and it can delegate hearing duties to a hearing officer.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 361.259 - Director's powers extend to out-of-state banks operating in Missouri

  1 provisions

  The director’s powers and procedures apply to out-of-state banks operating a Missouri branch the same way they apply to Missouri banks.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.119 - Investment in trust companies by bank, limitations — definitions

  1 provisions

  Banks organized under Missouri law may invest up to 5% of capital, surplus, and undivided profits in certain trust company or holding company stock, if the stated ownership conditions are met.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.117 - State bank may become trust company — procedure

  1 provisions

  A bank may convert into a trust company if its stockholders approve and the required organizational steps are followed.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 208.1060 - Food banks, state plan to be submitted for federal project

  1 provisions

  The department of social services must submit a state plan to the U.S. Department of Agriculture and must contract with qualified food banks to operate the Farm to Food Bank Project.

  Act or statute Open & Chat

• United States — Missouri

  Missouri Revised Statutes § 362.225 - Reserve depositaries

  1 provisions

  Missouri banks and depository trust companies must keep reserves against deposits under Federal Reserve Act rules. Federal Reserve Banks in Missouri are approved depositories for all banks and trust companies.

  Act or statute Open & Chat