Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
745 matching statutes
United States — North Carolina
1 provisions
The Commissioner of Banks may examine certain trust institutions and may refuse a license if the institution is found to be in a hazardous condition.
United States — North Carolina
1 provisions
Each State association must file an annual statement with the Commissioner of Banks by February 1, signed and sworn before a notary, and include the required filing fee.
United States — North Carolina
1 provisions
The Commissioner of Banks must make rules for dissolving and liquidating State associations, and liquidators must file a final report after liquidation.
United States — North Carolina
1 provisions
Two or more people may open or hold a withdrawable joint account, and the account can be set up with survivorship.
United States — North Carolina
1 provisions
A savings bank may open deposit accounts for minors and lease safe deposit boxes to them, and minors are bound by those lease terms.
United States — North Carolina
1 provisions
Licensees must keep loan-related records, file annual reports, and allocate expenses properly; the Commissioner of Banks may examine records.
United States — North Carolina
1 provisions
This section defines certain loan terms and says banks may charge any agreed interest and fees on exempt loans and equity lines of credit, but with limits on some prepayment fees and several exceptions.
United States — North Carolina
1 provisions
The Commissioner of Banks may enforce civil penalties, and people found to have violated the Article or a cease and desist order may be ordered to pay up to $5,000 per violation.
United States — North Carolina
1 provisions
All State associations must pay an annual license fee. The Commissioner of Banks sets the fee, with the Commission’s advice and consent.
United States — North Carolina
1 provisions
A trust institution must be licensed by the Commissioner of Banks before acting in a fiduciary capacity without bond, and the licensee must pay an annual $500 license fee.
United States — North Carolina
1 provisions
The Commissioner of Banks must issue rules and regulations for loans made by State associations.
United States — North Carolina
1 provisions
A savings bank may solicit deposits to raise capital and may receive deposits on the terms set by the deposit contract, subject to withdrawals or payment by the depositor’s checks.
United States — North Carolina
1 provisions
The Commissioner of Banks may coordinate examinations and information-sharing, require reports, and conduct on-site examinations of out-of-state associations and related holding companies; out-of-state associations must pay supervisory and examination fees.
United States — North Carolina
1 provisions
State associations must pay annual supervisory fees and prompt examination fees; the Commissioner of Banks sets those fees by June 1 each year.
United States — North Carolina
1 provisions
Dealers must keep buyers’ deposits in an escrow or trust account, avoid mixing other funds with them, notify the Board when the account is set up, place buyer funds into the account within three banking business days after receipt, and give buyers receipts.
United States — North Carolina
1 provisions
A bank may accept and pay certain fiduciary deposits, and it generally does not have to investigate whether the fiduciary is breaching their duty.
United States — North Carolina
1 provisions
State savings and loan associations may set up and share certain off-premises terminals, issue credit cards, act in fiduciary roles, issue mutual capital certificates, and issue certain securities if allowed by the Commissioner of Banks.
United States — North Carolina
1 provisions
State savings banks and their holding companies have the same power to acquire and be acquired as State associations and their holding companies.
United States — North Carolina
1 provisions
The Secretary of Environmental Quality may remove or confine certain ponies on Ocracoke Island and Shackleford Banks if he decides it is essential to prevent damage to the island.
United States — North Carolina
1 provisions
A person must not make or spread false, deceptive, or misleading statements about a savings bank’s financial condition or savings bank business; violating this is a Class 1 misdemeanor.