United States — North Carolina
§ 54C-19. Time allowed to commence business.
1 provisions
A newly chartered savings bank must start business within one year after its corporate existence begins.
Act or statute Open & Chat
Esheria Regulatory Atlas
Banking and finance in United States — North Carolina
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
741 matching statutes
United States — North Carolina
§ 54C-60. 1. Confidential records.
1 provisions
Savings banks must keep complete compliance review documents and make them available to supervisory state or federal savings bank regulators; those documents are confidential and generally cannot be publicly inspected or used as evidence in civil actions, except if a court finds justice requires it.
Act or statute Open & ChatUnited States — North Carolina
§ 53-212. 1. Bank agent for deposit institution affiliate.
1 provisions
A bank may act as agent for a depository institution affiliate to handle certain deposit and loan-related tasks, and doing so does not make the bank a branch of that affiliate.
Act or statute Open & ChatUnited States — North Carolina
§ 53-218. Nonseverability.
1 provisions
This Article says it is not meant to authorize certain bank acquisitions except as expressly provided, and if part of the Article is later held invalid, the whole Article becomes void except for transactions already lawfully completed.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-10. Certificate of incorporation.
1 provisions
A proposed mutual savings bank or stock savings bank must have a certificate of incorporation that lists specified information.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-206. Establishment of out-of-state branches by State savings banks.
1 provisions
A North Carolina savings bank may open a branch in another state only with the Commissioner of Banks’ prior consent and if it complies with that other state’s laws.
Act or statute Open & ChatUnited States — North Carolina
§ 147-69. Deposits of State funds in banks and savings and loan associations regulated.
1 provisions
Banks with State deposits must give the State Auditor a statement on request, and the Treasurer must keep deposit accounts, sign checks, and require security before making deposits.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-2. Purpose.
1 provisions
This section states the purposes of the Chapter for savings banks.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-17. Insurance of accounts required.
1 provisions
A State savings bank must insure all members’ and customers’ deposit accounts, and it may seek excess deposit insurance subject to the Commissioner of Banks’ rules.
Act or statute Open & ChatUnited States — North Carolina
§ 53-244. 121. Review by Banking Commission.
1 provisions
The Banking Commission may review certain Commissioner actions, and aggrieved persons may appeal for review if they give 20 days’ written notice.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-21. Amendments to certificate of incorporation.
1 provisions
A State savings bank must follow this section’s voting, certification, submission, approval, and filing steps when amending its certificate of incorporation, and it may separately change its registered office or registered agent under the referenced procedure.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-143. Commercial lending.
1 provisions
A savings bank may make commercial loans, but the total amount generally cannot exceed 15% of its total assets unless the Commissioner of Banks approves a higher amount on written request.
Act or statute Open & ChatUnited States — North Carolina
§ 53-224. 28. Notice of subsequent merger or other change in control.
1 provisions
An out-of-state bank with a branch in the State must give the Commissioner 30 days’ prior written notice before certain mergers, consolidations, or other transactions that change control.
Notice Open & ChatUnited States — North Carolina
§ 32-9. Deposit in name of principal.
1 provisions
A bank may pay a check on a principal’s account that a fiduciary is authorized to draw, unless the bank knows the fiduciary is breaching that duty or acts in bad faith.
Act or statute Open & ChatUnited States — North Carolina
§ 54B-48. 3. Acquisitions by Southern Region savings and loan holding companies and Southern Region associations.
1 provisions
Certain Southern Region and North Carolina banking entities may make specified acquisitions only with approval from the Commissioner of Banks.
Act or statute Open & ChatUnited States — North Carolina
§ 143-143. 52. Minimum requirements for dealer records for escrow or trust accounts at banks.
1 provisions
Banks must keep specified escrow or trust account records for five years from the date of purchase.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-39. Merger of federal charters with State savings banks.
1 provisions
Certain depository institutions may merge under either a State savings bank charter or a federal charter if the group includes at least one State savings bank and at least one federal depository institution operating in North Carolina.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-106. Annual meetings notice required.
1 provisions
Savings banks must hold annual meetings and give the required notices to members or stockholders.
Notice Open & ChatUnited States — North Carolina
§ 54B-22. Branch offices.
1 provisions
State associations may apply to open a branch office, but the application must use the Commissioner of Banks’ form and include the proper fee.
Act or statute Open & ChatUnited States — North Carolina
§ 54C-142. Suspension of investment and loan limitation.
1 provisions
A savings bank’s board may ask the Commissioner of Banks to temporarily suspend loan and investment limits for a specific loan or investment, and the Commissioner may grant it if the request is certified, the loan or investment is amply secured, and the suspension lasts no more than 36 months.
Act or statute Open & Chat