Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
745 matching statutes
United States — North Carolina
1 provisions
Associations must keep required indemnity bonds, and collection agents not already covered must be bonded and settle with the association at least monthly.
United States — North Carolina
1 provisions
An acknowledgment, proof of execution, or privy examination for certain mortgages or deeds of trust to a banking corporation is not invalid just because the officer was also a stockholder, officer, or director of that corporation.
United States — North Carolina
1 provisions
A savings bank may charge or collect a processing fee for refused checks and for checks drawn on the bank when the account has insufficient funds.
United States — North Carolina
1 provisions
A savings bank may keep honoring a written power of attorney for account management or withdrawals until it gets notice of death, incompetency, or revocation.
United States — North Carolina
1 provisions
A savings bank may authorize its board to borrow money, and the board may authorize officers to borrow money for the bank by a properly recorded two-thirds resolution.
United States — North Carolina
1 provisions
The Banking Commission and the Commissioner may issue rules, regulations, instructions, and orders for this Article and related provisions, and licensees must comply with them.
United States — North Carolina
1 provisions
Associations and State savings banks may merge into either an association or a State savings bank.
United States — North Carolina
1 provisions
The Commissioner of Banks must examine certain associations when deemed prudent, get a report, and give the examined association a copy; associations and holders of records must not obstruct or refuse access, and violations can be a Class 1 misdemeanor.
United States — North Carolina
1 provisions
Applications to organize an interim State association are exempt from Article 2 if the application is approved by the Commissioner of Banks.
United States — North Carolina
1 provisions
An international banking corporation must certify its paid-in capital, surplus, and undivided profits to the Commissioner before opening an office in the State and every year while it maintains one.
United States — North Carolina
1 provisions
At least five persons may organize an industrial bank by filing a certificate of incorporation that includes the required details.
United States — North Carolina
1 provisions
A mutual association may convert to stock form, but it must apply to the Commissioner of Banks and follow the section’s approval, notice, vote, and disclosure requirements.
United States — North Carolina
1 provisions
A savings bank may offer a savings promotion raffle, but if it does, it must keep audit-ready records, run the raffle safely and soundly, and disclose the promotion terms and conditions to account holders and prospective account holders.
United States — North Carolina
1 provisions
A savings bank may not have too much outstanding credit to one person, subject to stated percentage caps and specific exemptions.
United States — North Carolina
1 provisions
Corporations incorporated or reorganized under this Article are called industrial banks and may use “bank” in their corporate title.
United States — North Carolina
1 provisions
The State Treasurer must invest certain excess cash from the General Fund and Highway funds, and interest must be paid into the specified funds. The Governor and Council of State must also adopt implementing rules.
United States — North Carolina
1 provisions
A joint bank deposit can be set up with right of survivorship if all parties sign a written agreement.
United States — North Carolina
1 provisions
A trust institution bank may keep uninvested fiduciary cash in its commercial department and secure those deposits with required securities; creditors have no claim to that security until the deposits are accounted for.
United States — North Carolina
1 provisions
A savings bank must make a written agreement with borrowers about how the debt will be repaid, subject to any rules the Commissioner of Banks may prescribe.
United States — North Carolina
1 provisions
This section says when a quorum exists for annual or special meetings of certain savings banks.