Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
A customer, or another authorized signer in some joint-signature situations, may tell the bank to stop payment or close the account; a stop-payment order normally lasts six months, but an oral order expires after 14 days unless confirmed in a record.
United States — New Mexico
1 provisions
This section sets priority rules for conflicting security interests in the same deposit account.
United States — New Mexico
1 provisions
This section defines terms used in Article 3, including words like acceptor, drawer, maker, order, promise, remitter, and secondary obligor.
United States — New Mexico
1 provisions
Organizers seeking to organize a state bank must file a signed notice with the director and pay an investigation fee; after approval, they must file and share subscription documents and receipts, and subscribers must pay an organization-expense amount.
United States — New Mexico
1 provisions
A bank may pay up to $2,000 from a deceased depositor’s accounts to certain people in limited situations, and it is not liable for doing so or refusing to do so under this section.
United States — New Mexico
1 provisions
A bank or trust company that meets Federal Reserve Act reserve requirements is treated as fully complying with the state cash-balance requirement, and it cannot be required to keep any additional reserve.
United States — New Mexico
1 provisions
This section says certain documents and bank records can be used as evidence of dishonor and can create a presumption of dishonor and any stated notice of dishonor.
United States — New Mexico
1 provisions
This section limits when adverse claims can be made against a purchaser of a security entitlement and sets priority rules based on control.
United States — New Mexico
1 provisions
A bank may open accounts for minors and may work with schools or institutions caring for minors on thrift or savings plans, subject to regulations set by the commissioner.
United States — New Mexico
1 provisions
A proposed state bank must not do business before getting a certificate of authority, and the bank must first submit a complete request and proof of deposit insurance.
United States — New Mexico
1 provisions
A state bank or safe deposit company may maintain and lease safe deposit boxes, and a state bank may buy stock in safe deposit companies within a 15% capital-and-surplus limit.
United States — New Mexico
1 provisions
This section explains when a purchaser has “control” of different types of securities or a security entitlement, and limits when issuers or securities intermediaries may make or confirm certain control agreements.
United States — New Mexico
1 provisions
Banks and credit unions holding certain public money must file monthly itemized statements and credit monthly interest; checks on public money or interest accounts must be signed by the proper authorized officer.
United States — New Mexico
1 provisions
Trust companies may open principal and branch offices, but branch offices need director approval and must follow the section’s operating rules.
United States — New Mexico
1 provisions
The state board of finance may designate eligible banks or savings and loan associations as fiscal agent or depositories, and designated institutions must enter agreements and provide required security.
United States — New Mexico
1 provisions
A bank or trust company acting as a fiduciary or agent may invest in certain registered investment company or investment trust securities, may provide related services, and must disclose how any compensation is determined.
United States — New Mexico
1 provisions
The director of the financial institutions division is appointed by the commerce and industry department secretary with governor and senate approval, serves a four-year term, must meet qualification limits, and may appoint a deputy or delegate duties.
United States — New Mexico
1 provisions
Consumer credit banks must pay an annual supervision fee to the director and pay a $100-per-day delinquency charge if they miss the due date, unless excused for cause by the director.
United States — New Mexico
1 provisions
Licensees must post the license, keep it at the business location, avoid using bank-related terms or taking deposits unless they are a national or state banking corporation, and keep at least $30,000 in qualifying assets.
United States — New Mexico
1 provisions
Notice of dishonor is generally required before enforcing an indorser’s or drawer’s obligation, and the notice must be given within the stated time limits.