Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
Every bank must file reports with the director, generally no more than five a year, and pay $50 per day for late compliance.
United States — New Mexico
1 provisions
A qualified bank or trust company may create common trust funds and may invest fiduciary funds in them if the governing instrument or order does not forbid it, and co-fiduciaries consent where required.
United States — New Mexico
1 provisions
A presenting bank must handle documentary draft documents in the way this section requires, and after dishonor it must investigate, notify its transferor, and request instructions unless it uses a designated referee.
United States — New Mexico
1 provisions
This section says which law governs a bank’s liability for actions or inaction on items handled for presentment, payment, or collection.
United States — New Mexico
1 provisions
This section says Article 4A generally does not apply when part of a funds transfer is governed by the federal Electronic Fund Transfer Act, but it does apply to certain remittance transfers unless they are electronic fund transfers.
United States — New Mexico
1 provisions
A bank does not have to pay a non-certified check presented more than six months after its date, but it may still charge the customer’s account for a later payment made in good faith.
United States — New Mexico
1 provisions
A receiving bank may charge a sender's account for multiple payment orders and other payable items in any order.
United States — New Mexico
1 provisions
State laws regulating insurance or banking generally do not apply to administration of the Educational Retirement Act unless another provision says otherwise.
United States — New Mexico
1 provisions
A consumer credit bank must follow the laws governing financial institutions, unless those laws conflict with the Consumer Credit Bank Act.
United States — New Mexico
1 provisions
Bonds are legal investments for savings banks and insurance companies, and certain county or municipal obligations may be used by the state investment officer for investment or purchase.
United States — New Mexico
1 provisions
Savings banks and insurance companies may treat certain bonds as legal investments under state law.
United States — New Mexico
1 provisions
Certain insurers, banks, fiduciaries, and other authorized investors may legally invest in the authority’s bonds and notes.
United States — New Mexico
1 provisions
A power of attorney with general authority over banks and other financial institutions lets the agent carry out the listed banking actions, unless the power of attorney says otherwise.
United States — New Mexico
1 provisions
If a bank’s assets or activities do not fit the rules for the resulting or purchasing state bank, the director may allow time to fix the problem and, if trust powers will not be used, must require prompt court action to appoint a successor trustee.
United States — New Mexico
1 provisions
A transferee can take money or deposit-account funds free of a security interest if the transfer is received without collusion with the debtor.
United States — New Mexico
1 provisions
A claimant can ask the obligated bank to pay a lost, destroyed, or stolen cashier’s check, teller’s check, or certified check if the claimant gives a proper claim and declaration of loss.
United States — New Mexico
1 provisions
The superintendent must deposit collected monies in certain banks or trust companies, and may place them in a national bank or trust company as a trust fund.
United States — New Mexico
1 provisions
State bank directors must require fidelity bonds and insurance, pay the bond premiums from the bank, and set the amount and sureties at least yearly, with the action recorded and reported for commissioner approval.
United States — New Mexico
1 provisions
A treasurer is generally not liable for loss of public money deposited in a qualified bank, savings and loan association, or credit union, unless the loss could have been avoided with reasonable care.
United States — New Mexico
1 provisions
Bank officers, directors, employees, attorneys, and agents must not conceal or try to conceal bank transactions from people who should receive them.