United States — Tennessee
TCA § 45-5-102 — Chapter definitions
1 provisions
This section defines terms used in the chapter, including commissioner, control, registrant, industrial bank, and residential mortgage loan.
Act or statute Open & Chat
Esheria Regulatory Atlas
Banking and finance in United States — Tennessee
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
801 matching statutes
United States — Tennessee
TCA § 45-3-523 — Association deposits and collections
1 provisions
If an association accepts demand deposit accounts or offers checking accounts or negotiable orders of withdrawal, the referenced Uniform Commercial Code provisions apply to it, and “banks” in those provisions means “associations.”
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1308 — Continuation of corporate entity — Use of old name
1 provisions
A resulting bank is treated as the same entity as the merging or converting bank, and it may use an old bank name when it finds that more convenient.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1505 — Formation of new bank
1 provisions
The commissioner may charter and authorize a new state bank if specific applicants apply and the commissioner finds the bank will protect depositors; the new bank may also buy assets or deposits of a closed bank.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-5-612 — Out-of-state banks restricted — Compliance with § 45-5-609 required for all banks
1 provisions
Out-of-state-owned industrial banks must be divested, liquidated, dissolved, or recertified by the stated deadlines, and new industrial banks or conversions are barred unless § 45-5-609 is satisfied.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-303 — Items allowed in the charter of a bank — Required language if bank amends its charter — Shareholder consent to release of information — No fee for approving charter amendment — Right of shareholder to be informed in writing of number of shares counted — Shareholder right to declaratory judgment regarding dispute about votes
1 provisions
This section lets a bank include specified charter language and restricts disclosure of shareholder information, proxy solicitation, and related shareholder-record rules.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1307 — Conversion of national into state bank
1 provisions
A national bank in this state may apply to convert into a state bank, and the commissioner may grant a state charter if specified conditions are met.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1003 — Segregation and registration of fiduciary assets — Nominee
1 provisions
Banks and trust companies handling fiduciary property must keep it separate from the bank’s own assets, keep records showing the fiduciary relationship, and certify holdings on demand; they may also use specified safekeeping and deposit arrangements under stated conditions.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1602 — Examination of banks
1 provisions
The commissioner must inspect supervised banks regularly and has broad power to examine banks, trust companies, related agencies, and subsidiaries.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1408 — Examinations — Periodic reports — Cooperative agreements — Assessment of fees
1 provisions
The commissioner may examine certain out-of-state bank branches, require periodic reports, make agreements and contracts with other supervisory agencies, join joint examinations or enforcement actions, and assess supervisory and examination fees.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1304 — Merger procedure — Resulting state bank
1 provisions
The board of each merging state bank must approve a merger agreement by majority vote, and then the agreement must be submitted to the commissioner for approval.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-613 — Exchange charges
1 provisions
Banks may charge an exchange fee for handling cash items, but the fee is capped at 0.1% with a 10-cent minimum and several exceptions.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1006 — Deposit of securities in federal reserve bank when acting as fiduciary authorized
1 provisions
Banks and trust companies acting as fiduciaries or custodians for fiduciaries may deposit certain securities with a Federal Reserve Bank, and related recordkeeping and certification duties apply.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1710 — Advance notice of bank examination
1 provisions
A department employee must not tell a bank’s officers, agents, or employees when the bank will be visited for examination, whether or not the department first notified the bank.
Notice Open & ChatUnited States — Tennessee
TCA § 45-2-607 — Investments
1 provisions
State banks may invest only in listed categories, and some investments require advance notice to the commissioner.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1403 — Prohibition against acquiring shares of bank in operation less than three (3) years — Exceptions
1 provisions
Bank holding companies and out-of-state banks generally may not acquire control of, merge with, or consolidate with a Tennessee bank that has been operating less than three years, subject to listed exceptions.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1404 — Acquisition by holding company prohibited
1 provisions
A bank or bank holding company may not acquire a bank in Tennessee if the deal would leave it controlling 30% or more of Tennessee insured depository institution deposits.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-205 — Examination of application for charter — Factors considered
1 provisions
The commissioner must investigate a charter application, decide it within the stated time window, and may approve it only after specified conditions are satisfied.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1107 — Disclosure of terms and conditions of loan
1 provisions
A lending bank or trust company must disclose loan terms and conditions when making an installment loan with interest charged under the referenced section.
Act or statute Open & ChatUnited States — Tennessee
TCA § 45-2-1704 — Unlawful gratuity or compensation
1 provisions
Certain bank affiliates and bank officers, directors, or employees must not accept commissions, gratuities, rewards, or similar benefits for arranging bank loans or related paper transactions without proper authority.
Act or statute Open & Chat