Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
2,386 matching statutes
United States — Texas
1 provisions
The board must choose one or more banks in the district as depositories, and the district must deposit most district money with the depository bank when received.
United States — Texas
1 provisions
A payor bank may dishonor an item that would create an overdraft if it has not agreed to pay the overdraft, but it is liable to its customer for damages caused by wrongful dishonor of a properly payable item.
United States — Texas
1 provisions
The land bank must keep records, file audited financial statements, submit an annual performance report, and make the report available for review.
United States — Texas
1 provisions
The land bank must keep accurate meeting minutes and accounting records, file audited financial statements with the municipality, and submit an annual performance report with specified details.
United States — Texas
1 provisions
This section requires the receiver to wind up the bank’s fiduciary matters, return fiduciary property, and distribute certain commingled funds under specified rules.
United States — Texas
1 provisions
A receiving bank must refund unauthorized or unenforceable payment orders and pay interest, but the customer may lose interest protection if they do not act and notify the bank within 90 days.
United States — Texas
1 provisions
A land bank may acquire real property in several ways, and it must maintain its real property according to local laws and ordinances.
United States — Texas
1 provisions
A capital stock savings bank must put specified ownership and capital details in its articles of incorporation, and the commissioner must require a minimum capital amount before approving the application.
United States — Texas
1 provisions
This subtitle may be cited as the Texas Savings Bank Act.
United States — Texas
1 provisions
Some savings-bank deposit interests are not treated as securities, and a savings-bank officer may be exempt from registration and licensing for certain securities transactions.
United States — Texas
1 provisions
The banking commissioner may send a written determination letter to a state bank, including the requirements the bank must meet and the time to meet them. The letter must be delivered personally or by registered or certified mail.
United States — Texas
1 provisions
A blood bank may report a donor’s name to other blood banks if positive blood test results indicate a possible communicable disease, but it may not disclose the disease itself.
United States — Texas
1 provisions
An out-of-state foreign bank may establish an interstate Texas state branch, and the commissioner must apply specified criteria and may approve additional consistent criteria and methods.
United States — Texas
1 provisions
Banks may charge certain reasonable loan-related fees and penalties, but the fees cannot exceed expected cost and some charges are barred.
United States — Texas
1 provisions
A foreign bank may open a Texas representative office if it files a verified registration statement with the commissioner.
United States — Texas
1 provisions
A state bank may make community-development investments, but it cannot create unlimited liability and must stay within the section’s capital-and-surplus limits unless it gets prior authorization for a higher single-project exposure.
United States — Texas
1 provisions
A domestic insurer may issue certain securities in a nominee’s name if they are held under a custodial or trust agreement and the bank, Federal Home Loan Bank, or trust company meets specified qualifications.
United States — Texas
1 provisions
Certain state bank officers, directors, employees, or shareholders commit offenses if they knowingly conceal records or facts, make false entries, or violate the trust-funds lending prohibition.
United States — Texas
1 provisions
A savings bank may accept a minor’s deposit account and act on the minor’s order, but a parent or guardian can stop the minor from controlling the account by giving written notice.
United States — Texas
1 provisions
The banking commissioner may hold hearings on matters before the commissioner and may use a hearings officer in some cases.