Banking and finance in United States — Texas | Esheria Regulatory Atlas

Esheria Regulatory Atlas

Banking and finance in United States — Texas

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

2,386 matching statutes

  • United States — Texas

    Business & Commerce Code § 4A.402

    1 provisions

    This section sets when a sender must pay a bank for a payment order, when payment is due, when the sender is excused, and when refunds or related rights apply.

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  • United States — Texas

    Business & Commerce Code § 4A.405

    1 provisions

    This section says when a beneficiary's bank's payment obligation is treated as paid, when a provisional payment may be refunded, and when related acceptance or recovery rights are nullified.

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  • United States — Texas

    Finance Code § 36.104

    1 provisions

    A state bank dissolving voluntarily must publish and mail dissolution notices, and the banking commissioner controls the notice form and can approve or adjust the notice dates.

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  • United States — Texas

    Finance Code § 203.003

    1 provisions

    Texas banks may enter interstate merger transactions, and the resulting out-of-state bank may keep operating the Texas branches involved.

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  • United States — Texas

    Insurance Code § 425.208

    1 provisions

    An insurer may invest funds and accumulations in certain bank or bank holding company stock, but the investment cannot exceed stated ownership and asset limits.

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  • United States — Texas

    Finance Code § 34.202

    1 provisions

    A bank officer, director, or employee who knowingly approves a loan that violates lending limits is liable to the bank for the smaller of the over-limit amount or the bank’s actual loss.

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  • United States — Texas

    Finance Code § 35.103

    1 provisions

    The section requires notice and a hearing process for certain orders, and gives the bank and banking commissioner specific rights and duties in that process.

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  • United States — Texas

    Finance Code § 12.101

    1 provisions

    The finance commission appoints the banking commissioner, who must have at least seven years of banking or bank-supervision experience, and the finance commission sets the commissioner’s compensation.

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  • United States — Texas

    Finance Code § 35.104

    1 provisions

    After a hearing, the banking commissioner must release the bank from the order if certain findings are made, or must order a supervisor, conservator, or other lawful action if the bank remains in hazardous condition.

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  • United States — Texas

    Finance Code § 35.002

    1 provisions

    The banking commissioner may issue a cease and desist order against certain state bank officers, employees, directors, or the bank, and the proposed order must be delivered, state its grounds, and set an effective date at least 21 days after delivery or mailing.

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  • United States — Texas

    Finance Code § 32.204

    1 provisions

    A state bank may set up deposit or loan production offices, but it must notify the banking commissioner in writing before doing so.

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  • United States — Texas

    Finance Code § 35.009

    1 provisions

    The banking commissioner may take enforcement action against a bank or other person in certain violation cases, and the attorney general may recover reasonable attorney’s fees if it prevails in the referenced enforcement action.

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  • United States — Texas

    Business & Commerce Code § 4.216

    1 provisions

    If a bank suspends payments, certain items must be returned, and the owner may have a preferred claim in some settlement situations.

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  • United States — Texas

    Finance Code § 33.103

    1 provisions

    A state bank’s board must have 5 to 25 directors, with a majority being Texas residents. Certain people may not serve as directors unless the banking commissioner gives written consent, and directors must file an affidavit before each term.

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  • United States — Texas

    Finance Code § 92.405

    1 provisions

    If the commissioner approves a merger or consolidation plan, the commissioner must issue an approving order. A foreign surviving savings bank must also receive a certificate of authority that expires January 31 of the next calendar year. A domestic surviving savings bank must operate under the merging bank’s articles a

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  • United States — Texas

    Finance Code § 37.004

    1 provisions

    A bank closure during normal banking hours can make the affected banking day a legal holiday, and the bank and its directors, officers, and employees do not incur liability or lose rights because of an authorized closing.

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  • United States — Texas

    Finance Code § 33.003

    1 provisions

    The banking commissioner must approve an application or set it for hearing within 60 days after notice is published.

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  • United States — Texas

    Finance Code § 36.226

    1 provisions

    A closed state bank cannot be reopened without banking commissioner approval, unless liquidation litigation ends against the commissioner and the court authorizes reopening. The commissioner may also set temporary withdrawal/payment limits for reopened banks, subject to equal treatment rules and an 18-month cap for uns

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  • United States — Texas

    Finance Code § 11.302

    1 provisions

    The finance commission may make rules for state savings associations and savings banks, and may allow them to invest in ways permitted for certain federal savings institutions.

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