MACEDONE and ORS v COLLINS; COLLINS WALLIS PROPERTIES PTY LTD v ST GEORGE COMMERCIAL CREDIT CORP LTD; COLLINS v ST GEORGE COMMERCIAL CREDIT CORP LTD [1996] NSWCA 336

MACEDONE and ORS v COLLINS; COLLINS WALLIS PROPERTIES PTY LTD v ST GEORGE COMMERCIAL CREDIT CORP LTD; COLLINS v ST GEORGE COMMERCIAL CREDIT CORP LTD [1996] NSWCA 336

The guarantees given were subject to a condition precedent that all proposed guarantors execute their respective guarantees. As this did not occur due to the lack of capacity of the trustee companies, the guarantees were not enforceable. However, the mortgages were enforceable as they were not subject to the same condition precedent. The solicitor's advice to Mrs Collins was adequate as to the risks of losing her home, but there was no breach of fiduciary duty and no entitlement to equitable compensation due solely to double employment absent evidence of disadvantage or disloyalty.

Parties
Appellant/solicitor: Macedone Christie Willis Salari and Partners; Respondent/cross Claimant/guarantor/mortgagor: Mrs Collins; Respondent/guarantor/mortgagor: Mr Collins; Respondent/guarantor/mortgagor: Mr Wallis; Respondent/guarantor/mortgagor: Mrs Wallis; Borrower/company: Collins Wallis Properties Pty Ltd; Lender/appellant: St George Commercial Credit Corporation Ltd; Guarantor/trustee Company: Run-o-Waters Pastoral Co Pty Ltd; Guarantor/trustee Company: A B Wallis Pty Ltd; Company/guarantor: Collins Wallis Pty Ltd; Solicitor/cross Respondent: Mr Alidenes
Jurisdiction
Australia
Judgment Date
20 December 1996
Procedural Posture
Civil Appeal / Court of Appeal Decision
Outcome
Appeal allowed in part; guarantees held unenforceable due to failure of condition precedent; mortgages enforceable; orders as to costs and further assessment of damages remitted.
Legal Topics
Enforceability of Guarantees, Mortgages, Condition Precedent, Solicitors' Duties, Fiduciary Duties, Equitable Compensation, Conflict of Interest

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Parties

Macedone Christie Willis Salari and Partners

Appellant/solicitor

Mrs Collins

Respondent/cross Claimant/guarantor/mortgagor

Mr Collins

Respondent/guarantor/mortgagor

Mr Wallis

Respondent/guarantor/mortgagor

Mrs Wallis

Respondent/guarantor/mortgagor

Collins Wallis Properties Pty Ltd

Borrower/company

St George Commercial Credit Corporation Ltd

Lender/appellant

Run-o-Waters Pastoral Co Pty Ltd

Guarantor/trustee Company

A B Wallis Pty Ltd

Guarantor/trustee Company

Collins Wallis Pty Ltd

Company/guarantor

Mr Alidenes

Solicitor/cross Respondent

Procedural Posture

Civil Appeal / Court of Appeal Decision

  1. 1 Whether the guarantees and mortgages executed were enforceable or subject to a condition precedent.
  2. 2 Scope of a solicitor's duty to explain power of attorney and risks.
  3. 3 Applicability of equitable compensation for breach of duty of skill and care as distinct from breach of fiduciary duty.

Ratio Decidendi

The guarantees given were subject to a condition precedent that all proposed guarantors execute their respective guarantees. As this did not occur due to the lack of capacity of the trustee companies, the guarantees were not enforceable. However, the mortgages were enforceable as they were not subject to the same condition precedent. The solicitor's advice to Mrs Collins was adequate as to the risks of losing her home, but there was no breach of fiduciary duty and no entitlement to equitable compensation due solely to double employment absent evidence of disadvantage or disloyalty.

Court Disposition

Appeal allowed in part; guarantees held unenforceable due to failure of condition precedent; mortgages enforceable; orders as to costs and further assessment of damages remitted.

Orders

  • In appeal No CA40351/94, appeal dismissed.
  • In appeals No CA40352/94 and CA40353/94, appeal allowed; certain orders of Rolfe J set aside.