Cook and Anor v Permanent Mortgages Pty Ltd [2007] NSWCA 219

Cook and Anor v Permanent Mortgages Pty Ltd [2007] NSWCA 219

No error was established in the trial judge's decision not to grant relief from all interest obligations, as full relief would place appellants in a better position than prior to the loan. However, the judge erred in making no order as to costs by not giving sufficient weight to the appellants' success; hence the costs order was set aside and substituted.

Jurisdiction
Australia
Judgment Date
09 August 2007
Procedural Posture
Appeal / Judgment After Hearing
Outcome
Appeal allowed in part
Legal Topics
['unjust Contracts' 'consumer Credit Code' 'relief Against Injustice' 'costs Awards']

Case Brief

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Procedural Posture

Appeal / Judgment After Hearing

  1. 1 ['Whether the trial judge erred in not relieving the appellants from all interest obligations under the loan contract found to be unjust' "Whether the trial judge's exercise of discretion as to costs was in error"]

Ratio Decidendi

No error was established in the trial judge's decision not to grant relief from all interest obligations, as full relief would place appellants in a better position than prior to the loan. However, the judge erred in making no order as to costs by not giving sufficient weight to the appellants' success; hence the costs order was set aside and substituted.

Court Disposition

Appeal allowed in part

Orders

  • ['Costs order made by judge set aside' "Ordered that the plaintiff pay ninety per cent of the defendant's costs of proceedings 13381/04" "The respondent to pay fifty per cent of the appellants' costs of the appeal"]