Wey Bridging Finance Ltd v Marlow & Anor [2026] EWHC 485 (Ch) (23 January 2026)

Wey Bridging Finance Ltd v Marlow & Anor [2026] EWHC 485 (Ch) (23 January 2026)

The Claimant is entitled to judgment for the full sums claimed. The 2019 Facility agreement is enforceable against Mr Marlow; there was sufficient consideration, no duress, no unconscionable dealing, and no unfair relationship under the Consumer Credit Act. LFL breached the Option agreement by granting leases with rights of way without consent, constituting a substantial breach and entitling termination and repayment. The Claimant, as assignee, is entitled to recover sums paid under the Option. Defendants' procedural and evidential objections are rejected for lack of pleading, evidence, and relevance.

Citation
[2026] EWHC 485 (Ch)
Parties
Claimant: Wey Bridging Finance Limited; First Defendant: Adam Wayne Marlow; Second Defendant: Leverton Freehold Limited
Jurisdiction
England and Wales
Judgment Date
23 January 2026
Procedural Posture
Commercial Finance Dispute / Trial Judgment
Outcome
Judgment for the Claimant in full
Legal Topics
Consideration, Duress, Unconscionable Bargain, Unfair Relationship, Assignment of Claims, Breach of Option Agreement
Contract Law Property Law Consumer Credit Consideration Duress Unconscionable Bargain Unfair Relationship Assignment of Claims +1 more

Case Brief

Summary, issues, holding and outcome

More case intelligence is available

Unlock the full research layer for this judgment.

Full judgment text Downloadable case file Legal principles 5 Authorities cited 8 Party arguments 2 Amounts and remedies 6
Sign in to unlock

Parties

Wey Bridging Finance Limited

Claimant

Adam Wayne Marlow

First Defendant

Leverton Freehold Limited

Second Defendant

Procedural Posture

Commercial Finance Dispute / Trial Judgment

Legal Issues

  1. 1 Whether the 2019 Facility agreement is enforceable against Mr Marlow
  2. 2 Whether the relationship between creditor and debtor was unfair under the Consumer Credit Act 1974
  3. 3 Whether LFL breached the Option agreement by granting leases with rights of way

Ratio Decidendi

The Claimant is entitled to judgment for the full sums claimed. The 2019 Facility agreement is enforceable against Mr Marlow; there was sufficient consideration, no duress, no unconscionable dealing, and no unfair relationship under the Consumer Credit Act. LFL breached the Option agreement by granting leases with rights of way without consent, constituting a substantial breach and entitling termination and repayment. The Claimant, as assignee, is entitled to recover sums paid under the Option. Defendants' procedural and evidential objections are rejected for lack of pleading, evidence, and relevance.

Court Disposition

Judgment for the Claimant in full

Orders

  • Defendants to pay £1,300,000 to Claimant
  • Defendants to pay costs of £130,932.35