Technip Saudi Arabia Limited v The Mediterranean & Gulf Insurance and Reinsurance Co

Technip Saudi Arabia Limited v The Mediterranean & Gulf Insurance and Reinsurance Co

The exclusion in endorsement 2 applies to property owned by any Principal Insured, not just the claimant, and the buy-back schedule determines coverage for specific property. Technip's claim fails because the damaged platform was not scheduled for buy-back.

Parties
Claimant/appellant: Technip Saudi Arabia Limited; Defendant/respondent: The Mediterranean & Gulf Insurance and Reinsurance Co.
Jurisdiction
England and Wales
Judgment Date
05 September 2024
Procedural Posture
Appeal / Judgment on Appeal From High Court
Outcome
Appeal dismissed
Legal Topics
Contractual Interpretation, Composite Insurance Policies, Exclusion Clauses, Buy Back Provisions

Case Brief

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Parties

Technip Saudi Arabia Limited

Claimant/appellant

The Mediterranean & Gulf Insurance and Reinsurance Co.

Defendant/respondent

Procedural Posture

Appeal / Judgment on Appeal From High Court

  1. 1 Proper interpretation of Existing Property Endorsement 2 in a composite offshore construction insurance policy
  2. 2 Scope of exclusion for damage to property owned by Principal Insureds
  3. 3 Effect of composite policy structure on exclusion clause

Ratio Decidendi

The exclusion in endorsement 2 applies to property owned by any Principal Insured, not just the claimant, and the buy-back schedule determines coverage for specific property. Technip's claim fails because the damaged platform was not scheduled for buy-back.

Court Disposition

Appeal dismissed

Orders

  • Technip's appeal is dismissed
  • The High Court judgment is upheld