Salat v Barutis
The credit hire agreement was made at Mr. Salat’s home and was subject to the Regulations. Because the agreement did not include the required cancellation notice, it was unenforceable against Mr. Salat. As he was not liable for the hire charges, he suffered no recoverable loss, and his claim against Mr. Barutis failed. The Regulations are not incompatible with the ECHR.
- Parties
- Claimant/appellant: Jitesh Salat; Defendant/respondent: Mindaugas Barutis
- Jurisdiction
- England and Wales
- Judgment Date
- 20 November 2013
- Procedural Posture
- Civil Appeal / Court of Appeal Judgment
- Outcome
- Appeal dismissed
- Legal Topics
- Credit Hire Agreements, Cancellation of Contracts, Unenforceability of Contracts, Consumer Rights, Damages for Loss of Use
Case Brief
Summary, issues, holding and outcome
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Parties
Jitesh Salat
Claimant/appellant
Mindaugas Barutis
Defendant/respondent
Procedural Posture
Civil Appeal / Court of Appeal Judgment
Legal Issues
- 1 Whether the credit hire agreement was made at the consumer's home and thus subject to the Cancellation of Contracts made in a Consumer’s Home or Place of Work etc. Regulations 2008
- 2 Whether failure to provide a cancellation notice rendered the agreement unenforceable against the consumer
- 3 Whether the consumer suffered a recoverable loss in the absence of enforceability
Ratio Decidendi
The credit hire agreement was made at Mr. Salat’s home and was subject to the Regulations. Because the agreement did not include the required cancellation notice, it was unenforceable against Mr. Salat. As he was not liable for the hire charges, he suffered no recoverable loss, and his claim against Mr. Barutis failed. The Regulations are not incompatible with the ECHR.
Court Disposition
Appeal dismissed
Full Case Text
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