Winmill v Doncaster Metropolitan Borough Council
The ATE insurance premiums claimed were higher than strictly necessary in the circumstances. Applying the approach in Parsons, as endorsed by Judge Hawkesworth QC, the recoverable premium in the Winmill case is reduced to £5,750 plus IPT, and in the Pearson case to £6,250 plus IPT. The court found the block-rated premium approach justified but considered the specific facts and complexity of each case to determine a reasonable recoverable amount.
- Parties
- Claimant: Terence Winmill; Defendant: Doncaster Metropolitan Borough Council; Claimant: Bernard Pearson; First Defendant: Wakefield Metropolitan Borough Council; Second Defendant: The Trustees of the Chatsworth Settlement; Third Defendant: Derbyshire County Council; Fourth Defendant: Rotherham Metropolitan Borough Council
- Jurisdiction
- England and Wales
- Judgment Date
- 08 November 2007
- Procedural Posture
- Civil (costs Assessment) / Detailed Assessment of ATE Insurance Premium in Costs
- Outcome
- Partially allowed (premium reduced)
- Legal Topics
- After the Event Insurance, Costs Assessment, Proportionality of Premiums, Block Rated Premiums, Conditional Fee Agreements
Case Brief
Summary, issues, holding and outcome
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Parties
Terence Winmill
Claimant
Doncaster Metropolitan Borough Council
Defendant
Bernard Pearson
Claimant
Wakefield Metropolitan Borough Council
First Defendant
The Trustees of the Chatsworth Settlement
Second Defendant
Derbyshire County Council
Third Defendant
Rotherham Metropolitan Borough Council
Fourth Defendant
Procedural Posture
Civil (costs Assessment) / Detailed Assessment of ATE Insurance Premium in Costs
Legal Issues
- 1 Whether the Claimant is entitled to recover the full ATE insurance premium claimed or a lower figure
- 2 Whether the premium claimed was reasonable and proportionate in the circumstances
Ratio Decidendi
The ATE insurance premiums claimed were higher than strictly necessary in the circumstances. Applying the approach in Parsons, as endorsed by Judge Hawkesworth QC, the recoverable premium in the Winmill case is reduced to £5,750 plus IPT, and in the Pearson case to £6,250 plus IPT. The court found the block-rated premium approach justified but considered the specific facts and complexity of each case to determine a reasonable recoverable amount.
Court Disposition
Partially allowed (premium reduced)
Orders
- Winmill case: ATE insurance premium recoverable at £5,750 plus IPT; all other costs issues to be determined by the District Judge in Sheffield.
- Pearson case: ATE insurance premium recoverable at £6,250 plus IPT; costs otherwise agreed at £26,200.
Full Case Text
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