Habib Bank Ltd. v Dawood

Habib Bank Ltd. v Dawood

The judge exercised discretion on a wrong basis; there was no need to treat Dawood as principal debtor to claim contractual interest. Permission to amend should be granted as no real prejudice to defendant exists and the amendment allows adjudication of the real dispute.

Parties
Claimant/appellant: Habib Bank Limited; Defendant/respondent: Mohammed Ali Dawood
Jurisdiction
England and Wales
Judgment Date
07 October 2004
Procedural Posture
Civil Appeal / Appeal From High Court Judgment on Liability and Interest
Outcome
appeal allowed
Legal Topics
Guarantees, Amendment of Pleadings, Interest on Debts, Compound Interest, Summary Judgment, Strike Out for Want of Prosecution

Case Brief

Summary, issues, holding and outcome

More case intelligence is available

Unlock the full research layer for this judgment.

Full judgment text Downloadable case file Legal principles 2 Authorities cited 5 Party arguments 2 Amounts and remedies 6
Sign in to unlock

Parties

Habib Bank Limited

Claimant/appellant

Mohammed Ali Dawood

Defendant/respondent

Procedural Posture

Civil Appeal / Appeal From High Court Judgment on Liability and Interest

  1. 1 whether claimant could amend pleadings to claim compound interest at contractual rate
  2. 2 whether contractual interest could be claimed against guarantor post-writ
  3. 3 whether amendment should be permitted at late stage

Ratio Decidendi

The judge exercised discretion on a wrong basis; there was no need to treat Dawood as principal debtor to claim contractual interest. Permission to amend should be granted as no real prejudice to defendant exists and the amendment allows adjudication of the real dispute.

Court Disposition

appeal allowed

Orders

  • permission granted to amend pleadings to claim compound interest
  • judgment for compound interest in sum of £147,607.51