United Trust Bank Ltd v Diamantopoulos

United Trust Bank Ltd v Diamantopoulos

The defendant's alleged assurance does not objectively amount to a promise that enforcement of the guarantee would only occur after sale of the property and any shortfall; thus, there is no real prospect of a successful defence and summary judgment is appropriate.

Parties
Claimant: United Trust Bank Limited; Defendant: Konstantinos Diamantopoulos
Jurisdiction
England and Wales
Judgment Date
19 March 2020
Procedural Posture
Commercial Claim / Summary Judgment Application
Outcome
summary judgment granted for claimant
Legal Topics
Personal Guarantee Enforcement, Summary Judgment, Collateral Contract, Estoppel, Waiver, Fraud

Case Brief

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Parties

United Trust Bank Limited

Claimant

Konstantinos Diamantopoulos

Defendant

Procedural Posture

Commercial Claim / Summary Judgment Application

  1. 1 Whether an alleged assurance by the claimant's representative estops or waives enforcement of the personal guarantee before sale of the secured property
  2. 2 Whether a collateral contract or fraud defence arises from the alleged assurance
  3. 3 Whether the defendant has a real prospect of defending the claim based on the pleaded facts

Ratio Decidendi

The defendant's alleged assurance does not objectively amount to a promise that enforcement of the guarantee would only occur after sale of the property and any shortfall; thus, there is no real prospect of a successful defence and summary judgment is appropriate.

Court Disposition

summary judgment granted for claimant

Orders

  • Claimant awarded summary judgment for the entire sum claimed
  • Counsel to provide up-to-date calculations