Santander UK Plc v Harrison & Anor

Santander UK Plc v Harrison & Anor

The application for permission to appeal is refused because the appeal does not raise an important point of principle or practice, nor is there any other compelling reason for the Court of Appeal to hear it. The judge below correctly analyzed the issue of whether the credit was in the form of a cash loan.

Parties
Respondent/claimant: Santander UK PLC; Applicants/defendants: Harrison and Another
Jurisdiction
England and Wales
Judgment Date
03 July 2013
Procedural Posture
Civil Appeal / Application for Permission to Appeal (second Appeal)
Outcome
application refused
Legal Topics
Permission to Appeal, Consumer Credit Act, Credit Agreements

Case Brief

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Parties

Santander UK PLC

Respondent/claimant

Harrison and Another

Applicants/defendants

Procedural Posture

Civil Appeal / Application for Permission to Appeal (second Appeal)

  1. 1 Whether the appeal raises an important point of principle or practice under CPR 52.13(2)
  2. 2 Whether there is a compelling reason for the Court of Appeal to hear the case
  3. 3 Whether the judge below erred in the analysis of credit in the form of a cash loan

Ratio Decidendi

The application for permission to appeal is refused because the appeal does not raise an important point of principle or practice, nor is there any other compelling reason for the Court of Appeal to hear it. The judge below correctly analyzed the issue of whether the credit was in the form of a cash loan.

Court Disposition

application refused

Orders

  • Permission to appeal refused