Able UK Ltd. v Reliance Security Services Ltd. [2006] EWHC 90058 (Costs) (29 March 2006)

Able UK Ltd. v Reliance Security Services Ltd. [2006] EWHC 90058 (Costs) (29 March 2006)

The Claimant made a reasonable choice of after the event insurance, and the Defendant failed to rebut the evidence that the premium was reasonable and proportionate. The Claimant was not required to obtain alternative quotations given the evidence of market rates, the professional judgment of their solicitors, and the impracticality and expense of seeking multiple quotes. The ATE insurance premium of £63,000 including IPT was reasonable and proportionate in the circumstances.

Citation
[2006] EWHC 90058 (Costs)
Parties
Claimant: ABLE UK LIMITED; Defendant: RELIANCE SECURITY SERVICES LIMITED
Jurisdiction
England and Wales
Judgment Date
29 March 2006
Procedural Posture
Costs Assessment / Detailed Assessment Hearing
Outcome
ATE insurance premium allowed as claimed
Legal Topics
After the Event Insurance, Reasonableness of Costs, Proportionality of Costs, Assessment of Insurance Premiums
Civil Procedure Costs After the Event Insurance Reasonableness of Costs Proportionality of Costs Assessment of Insurance Premiums

Case Brief

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Parties

ABLE UK LIMITED

Claimant

RELIANCE SECURITY SERVICES LIMITED

Defendant

Procedural Posture

Costs Assessment / Detailed Assessment Hearing

Legal Issues

  1. 1 Whether the after the event (ATE) insurance premium claimed by the Claimant is reasonable and proportionate
  2. 2 Whether the Claimant was required to obtain alternative insurance quotations

Ratio Decidendi

The Claimant made a reasonable choice of after the event insurance, and the Defendant failed to rebut the evidence that the premium was reasonable and proportionate. The Claimant was not required to obtain alternative quotations given the evidence of market rates, the professional judgment of their solicitors, and the impracticality and expense of seeking multiple quotes. The ATE insurance premium of £63,000 including IPT was reasonable and proportionate in the circumstances.

Court Disposition

ATE insurance premium allowed as claimed

Orders

  • The after the event insurance premium of £63,000 including IPT is allowed as reasonable and proportionate.