Travel Insurance Facilities Plc (t/a Tifgroup) v Times Newspapers Plc

Travel Insurance Facilities Plc (t/a Tifgroup) v Times Newspapers Plc

The articles, read as a whole and in context, conveyed that there are strong grounds to suspect the Claimant of fraud, implementing a pattern of practice to delay, avoid, or minimise payments, motivated by profit, and causing avoidable deaths; these allegations are at Chase level 1½ and are statements of suspicion, not fact or pure opinion.

Parties
Claimant: Travel Insurance Facilities PLC (trading as Tifgroup); Defendant: Times Newspapers PLC
Jurisdiction
England and Wales
Judgment Date
24 May 2019
Procedural Posture
Defamation / Trial of Preliminary Issues on Meaning and Fact/opinion
Outcome
Court determined the meanings of the articles and their Chase levels; permission granted to amend particulars; costs in the case.
Legal Topics
Meaning Determination, Fact Vs Opinion, Chase Levels, Repetition Rule, Regulatory Investigation Reporting

Case Brief

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Parties

Travel Insurance Facilities PLC (trading as Tifgroup)

Claimant

Times Newspapers PLC

Defendant

Procedural Posture

Defamation / Trial of Preliminary Issues on Meaning and Fact/opinion

  1. 1 What is the meaning of each of the three articles complained of?
  2. 2 Are the defamatory imputations allegations of fact or opinion?

Ratio Decidendi

The articles, read as a whole and in context, conveyed that there are strong grounds to suspect the Claimant of fraud, implementing a pattern of practice to delay, avoid, or minimise payments, motivated by profit, and causing avoidable deaths; these allegations are at Chase level 1½ and are statements of suspicion, not fact or pure opinion.

Court Disposition

Court determined the meanings of the articles and their Chase levels; permission granted to amend particulars; costs in the case.

Orders

  • Claimant granted permission to amend in relation to the First Article to reflect judgment.
  • Parties to draw up an order reflecting this ruling and case management directions.