Motto & Ors v Trafigura Ltd & Anor
The ATE premium claimed is recoverable as 'premium' under Section 29 of the Access to Justice Act 1999, as it represents the consideration for insurance cover provided by Great Lakes, administered by First Assist, and does not include non-insurance benefits. The premium calculation method and risk multiplier are reasonable and proportionate, within market norms. There is no basis for deconstructing the premium or reducing it based on the agent-insurer arrangement. The premium should be calculated according to the policy terms, based on the Defendants' costs plus Claimants' expenses.
- Parties
- Claimants: Yao Essaie Motto & Ors; Defendant: Trafigura Ltd; Defendant: Trafigura Beheer BV
- Jurisdiction
- England and Wales
- Judgment Date
- 12 April 2011
- Procedural Posture
- Costs Assessment / Judgment on ATE Premium
- Outcome
- Premium recoverable as claimed under policy; Defendants may accept original costs figure or produce evidence for reduction.
- Legal Topics
- ATE Insurance Premium, Reasonableness of Premium, Section 29 Access to Justice Act 1999, Premium Calculation, Agent Insurer Relationship
Case Brief
Summary, issues, holding and outcome
More case intelligence is available
Unlock the full research layer for this judgment.
Parties
Yao Essaie Motto & Ors
Claimants
Trafigura Ltd
Defendant
Trafigura Beheer BV
Defendant
Procedural Posture
Costs Assessment / Judgment on ATE Premium
Legal Issues
- 1 Whether the ATE premium claimed is recoverable as 'premium' under Section 29 of the Access to Justice Act 1999
- 2 Whether the premium should be deconstructed to identify insurer and intermediary elements
- 3 Whether the premium calculation method and risk multiplier are reasonable and proportionate
Ratio Decidendi
The ATE premium claimed is recoverable as 'premium' under Section 29 of the Access to Justice Act 1999, as it represents the consideration for insurance cover provided by Great Lakes, administered by First Assist, and does not include non-insurance benefits. The premium calculation method and risk multiplier are reasonable and proportionate, within market norms. There is no basis for deconstructing the premium or reducing it based on the agent-insurer arrangement. The premium should be calculated according to the policy terms, based on the Defendants' costs plus Claimants' expenses.
Court Disposition
Premium recoverable as claimed under policy; Defendants may accept original costs figure or produce evidence for reduction.
Orders
- The reasonable and proportionate premium is the sum payable under the policy based on Defendants' costs plus Claimants' expenses.
- Defendants may stand by their original figure of £14.6 million for costs or submit evidence justifying a reduction.
Full Case Text
Judgment text and source record
Sign in to read
Sign in to read the full judgment text
Sign in to read the full judgment text. Downloads and additional research tools may depend on your plan.
Sign in to read the full judgment