Cobbold Vrs Adjoa & 2 Others [2023] GHADC 587 (6 June 2023)
The 2nd Defendant, by his assurances and conduct, created a collateral contract and assumed the duty of a guarantor for the 1st Defendant's debt. The Plaintiff relied on these assurances to her detriment, and the 2nd Defendant is therefore liable for the outstanding debt as guarantor.
- Citation
- [2023] GHADC 587
- Parties
- Plaintiff: Agartha Cobbold; 1st Defendant: Adjoa; 2nd Defendant: Miezah
- Court
- District Court
- Jurisdiction
- Ghana
- Judgment Date
- 6 June 2023
- Procedural Posture
- Civil / Judgment
- Outcome
- Judgment for the Plaintiff against both Defendants. 2nd Defendant held liable as guarantor.
- Legal Topics
- Guarantee, Collateral Contract, Debt Recovery, Fraud, Burden of Proof
- Source Language
- English
Case Brief
Summary, issues, holding and outcome
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Parties
Agartha Cobbold
Plaintiff
Adjoa
1st Defendant
Miezah
2nd Defendant
Procedural Posture
Civil / Judgment
Legal Issues
- 1 Whether the 2nd Defendant stood as guarantor for the 1st Defendant
- 2 Whether the 2nd Defendant is liable to pay the debt
Ratio Decidendi
The 2nd Defendant, by his assurances and conduct, created a collateral contract and assumed the duty of a guarantor for the 1st Defendant's debt. The Plaintiff relied on these assurances to her detriment, and the 2nd Defendant is therefore liable for the outstanding debt as guarantor.
Court Disposition
Judgment for the Plaintiff against both Defendants. 2nd Defendant held liable as guarantor.
Orders
- 2nd Defendant to pay Plaintiff GH¢15,800.00 as balance of goods supplied to 1st Defendant.
- Interest of 15% penalty on the sum from the date of commencement of the action.
Full Case Text
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