Cobbold Vrs Adjoa & 2 Others [2023] GHADC 587 (6 June 2023)

Cobbold Vrs Adjoa & 2 Others [2023] GHADC 587 (6 June 2023)

The 2nd Defendant, by his assurances and conduct, created a collateral contract and assumed the duty of a guarantor for the 1st Defendant's debt. The Plaintiff relied on these assurances to her detriment, and the 2nd Defendant is therefore liable for the outstanding debt as guarantor.

Citation
[2023] GHADC 587
Parties
Plaintiff: Agartha Cobbold; 1st Defendant: Adjoa; 2nd Defendant: Miezah
Court
District Court
Jurisdiction
Ghana
Judgment Date
6 June 2023
Procedural Posture
Civil / Judgment
Outcome
Judgment for the Plaintiff against both Defendants. 2nd Defendant held liable as guarantor.
Legal Topics
Guarantee, Collateral Contract, Debt Recovery, Fraud, Burden of Proof
Source Language
English

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Parties

Agartha Cobbold

Plaintiff

Adjoa

1st Defendant

Miezah

2nd Defendant

Procedural Posture

Civil / Judgment

  1. 1 Whether the 2nd Defendant stood as guarantor for the 1st Defendant
  2. 2 Whether the 2nd Defendant is liable to pay the debt

Ratio Decidendi

The 2nd Defendant, by his assurances and conduct, created a collateral contract and assumed the duty of a guarantor for the 1st Defendant's debt. The Plaintiff relied on these assurances to her detriment, and the 2nd Defendant is therefore liable for the outstanding debt as guarantor.

Court Disposition

Judgment for the Plaintiff against both Defendants. 2nd Defendant held liable as guarantor.

Orders

  • 2nd Defendant to pay Plaintiff GH¢15,800.00 as balance of goods supplied to 1st Defendant.
  • Interest of 15% penalty on the sum from the date of commencement of the action.