SALIFU VRS CARD NGO (A2/150/24) [2024] GHADC 394 (16 July 2024)

SALIFU VRS CARD NGO (A2/150/24) [2024] GHADC 394 (16 July 2024)

Plaintiff failed to prove repayment of the loan or proper conveyance of land in satisfaction of debt. Plaintiff also failed to prove defendant lacked licensing. Defendant's counterclaim for recovery of loan, interest, damages, and costs is granted.

Citation
SALIFU VRS CARD NGO (A2/150/24) [2024] GHADC 394 (16 July 2024)
Parties
Plaintiff: Salifu Abdulai Baba; Defendant: CARD NGO
Court
ghadc
Jurisdiction
Ghana
Judgment Date
16 July 2024
Procedural Posture
Civil / Final Judgment
Outcome
plaintiff's claim dismissed; defendant's counterclaim granted
Legal Topics
Loan Agreement, Collateral, Breach of Contract, NGO Licensing
Source Language
eng
Commercial Law Contract Law Loan Agreement Collateral Breach of Contract NGO Licensing

Case Brief

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Parties

Salifu Abdulai Baba

Plaintiff

CARD NGO

Defendant

Procedural Posture

Civil / Final Judgment

Legal Issues

  1. 1 Whether the defendant is licensed to grant loans with interest
  2. 2 Whether the loans secured by the plaintiff have been repaid for a return of the land document regarding H/No. 37, Gbalo-Kpalsi Residential Area, Block A, Tamale

Ratio Decidendi

Plaintiff failed to prove repayment of the loan or proper conveyance of land in satisfaction of debt. Plaintiff also failed to prove defendant lacked licensing. Defendant's counterclaim for recovery of loan, interest, damages, and costs is granted.

Court Disposition

plaintiff's claim dismissed; defendant's counterclaim granted

Orders

  • Plaintiff's action dismissed
  • Defendant awarded recovery of GHS10,000.00 loan