KASHIRAM YADAV & ANR. versus ORIENTAL FIRE & GEN. INSURANCE CO. & ORS.

KASHIRAM YADAV & ANR. versus ORIENTAL FIRE & GEN. INSURANCE CO. & ORS.

When a fatal accident is caused by an unlicensed driver, and there is breach of policy condition specified under Section 96(2)(b) of the Motor Vehicles Act, 1939, the insurer is not liable to indemnify the owner for compensation awarded.

Parties
Appellant No. 1 (owner): Kashiram Yadav; Appellant No. 2 (driver): Raghuraj Singh; Respondent (insurer): Oriental Fire & Gen. Insurance Co.; Respondent (claimants' Advocate): Murlidhar
Jurisdiction
India
Judgment Date
10 August 1989
Procedural Posture
Civil Appeal / Supreme Court Final Appellate Decision
Outcome
Appeal dismissed.
Legal Topics
Third Party Risk, Insurance Liability, Driving Licence Requirement, Compensation for Fatal Accident

Case Brief

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Parties

Kashiram Yadav

Appellant No. 1 (owner)

Raghuraj Singh

Appellant No. 2 (driver)

Oriental Fire & Gen. Insurance Co.

Respondent (insurer)

Murlidhar

Respondent (claimants' Advocate)

Procedural Posture

Civil Appeal / Supreme Court Final Appellate Decision

  1. 1 Whether the insurance company is liable to indemnify the owner when the vehicle is driven by an unlicensed driver and causes a fatal accident as per Section 96(2)(b) of Motor Vehicles Act, 1939.

Ratio Decidendi

When a fatal accident is caused by an unlicensed driver, and there is breach of policy condition specified under Section 96(2)(b) of the Motor Vehicles Act, 1939, the insurer is not liable to indemnify the owner for compensation awarded.

Court Disposition

Appeal dismissed.

Orders

  • Appeal fails and is dismissed.
  • No order as to costs.