DHANRAJ versus NEW INDIA ASSURANCE CO. LTD. AND ANR.
Comprehensive policy does not cover risk of injury to owner of vehicle unless there is personal accident insurance; Section 147 does not require insurer to cover owner’s personal injury.
- Parties
- Appellant: Dhanraj; Respondent: New India Assurance Co. Ltd.; Respondent: Anr.
- Jurisdiction
- India
- Judgment Date
- 24 September 2004
- Procedural Posture
- Civil Appeal / Supreme Court Appeal From Madhya Pradesh High Court
- Outcome
- Appeals dismissed
- Legal Topics
- Motor Insurance, Personal Injury, Comprehensive Policy Coverage, Motor Accident Claims Tribunal
Case Brief
Summary, issues, holding and outcome
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Full judgment text Legal principles 3 Authorities cited 2 Party arguments 2 Amounts and remedies 1
Parties
Dhanraj
Appellant
New India Assurance Co. Ltd.
Respondent
Anr.
Respondent
Procedural Posture
Civil Appeal / Supreme Court Appeal From Madhya Pradesh High Court
Legal Issues
- 1 Whether comprehensive insurance policy covers risk of injury to owner of vehicle absent personal accident insurance
Ratio Decidendi
Comprehensive policy does not cover risk of injury to owner of vehicle unless there is personal accident insurance; Section 147 does not require insurer to cover owner’s personal injury.
Court Disposition
Appeals dismissed
Orders
- No order as to costs
Full Case Text
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