GURGAON GRAMIN BANK versus SMT. KHAZANI & ANR.

GURGAON GRAMIN BANK versus SMT. KHAZANI & ANR.

The appeal does not involve any important question of law; all three forums have considered and settled factual disputes; litigating such trivial matters in the Supreme Court is discouraged, and the decisions of all lower authorities are affirmed.

Parties
Appellant: Gurgaon Gramin Bank; First Respondent: Smt. Khazani; Second Respondent: New India Assurance Company Ltd.
Jurisdiction
India
Judgment Date
04 September 2012
Procedural Posture
Civil Appeal / Appeal Before Supreme Court
Outcome
Appeal dismissed
Legal Topics
Insurance Claim Repudiation, Consumer Dispute, Bank Liability
Consumer Protection Insurance Law Insurance Claim Repudiation Consumer Dispute Bank Liability

Case Brief

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Parties

Gurgaon Gramin Bank

Appellant

Smt. Khazani

First Respondent

New India Assurance Company Ltd.

Second Respondent

Procedural Posture

Civil Appeal / Appeal Before Supreme Court

Legal Issues

  1. 1 Whether courts' jurisdiction should be invoked for small and trivial matters without important questions of law
  2. 2 Whether the bank acted correctly in pursuing litigation over a minor insurance claim

Ratio Decidendi

The appeal does not involve any important question of law; all three forums have considered and settled factual disputes; litigating such trivial matters in the Supreme Court is discouraged, and the decisions of all lower authorities are affirmed.

Court Disposition

Appeal dismissed

Orders

  • Appellant Bank to pay Rs. 10,000 as cost to the first respondent within one month