VIKRAM GREENTECH (I) LTD. & ANR. versus NEW INDIA ASSURANCE CO. LTD.
Insurance policy covers only poly-houses that existed at the time of issuing the policy. There is no ambiguity: only six poly-houses were insured; poly-houses 7, 8A, and 8B, completed after issuance, are not covered.
- Parties
- Appellant: Vikram Greentech (I) Ltd.; Respondent: New India Assurance Co. Ltd.
- Jurisdiction
- India
- Judgment Date
- 01 April 2009
- Procedural Posture
- Civil Appeal / Supreme Court Decision
- Outcome
- Appeal dismissed
- Legal Topics
- Construction of Insurance Policy, Insurance Coverage, Proposal Form as Integral Document, Strict Construction of Commercial Contracts
Case Brief
Summary, issues, holding and outcome
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Parties
Vikram Greentech (I) Ltd.
Appellant
New India Assurance Co. Ltd.
Respondent
Procedural Posture
Civil Appeal / Supreme Court Decision
Legal Issues
- 1 Whether the comprehensive floriculture insurance policy issued covered poly-houses 7, 8A, and 8B in addition to poly-houses 1-6.
Ratio Decidendi
Insurance policy covers only poly-houses that existed at the time of issuing the policy. There is no ambiguity: only six poly-houses were insured; poly-houses 7, 8A, and 8B, completed after issuance, are not covered.
Court Disposition
Appeal dismissed
Orders
- No order as to costs
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