Galvin v. Dennehy & Ors [2005] IEHC 90 (18 March 2005)

Galvin v. Dennehy & Ors [2005] IEHC 90 (18 March 2005)

Notice of intention to seek compensation for property damage under clause 3(1) of the Motor Insurers Bureau of Ireland agreement must be given directly to the Bureau within one year; notice to any other insurer does not satisfy this requirement.

Citation
[2005] IEHC 90
Parties
Plaintiff/respondent: Terence Galvin; Defendant: John Dennehy; Defendant: Kieran Dennehy; Defendant/appellant: The Motor Insurers Bureau of Ireland
Jurisdiction
Ireland
Judgment Date
18 March 2005
Procedural Posture
Circuit Court Appeal / Judgment
Outcome
Appellant not liable for property damage to Plaintiff's vehicle.
Legal Topics
Motor Insurance, Notice Requirements, Compensation for Property Damage
Insurance Law Civil Liability Motor Insurance Notice Requirements Compensation for Property Damage

Case Brief

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Parties

Terence Galvin

Plaintiff/respondent

John Dennehy

Defendant

Kieran Dennehy

Defendant

The Motor Insurers Bureau of Ireland

Defendant/appellant

Procedural Posture

Circuit Court Appeal / Judgment

Legal Issues

  1. 1 Whether notice of intention to seek compensation for property damage under the Motor Insurers Bureau of Ireland agreement must be given to the Bureau within one year
  2. 2 Whether notice to the insurer suffices under clause 3(1) of the agreement

Ratio Decidendi

Notice of intention to seek compensation for property damage under clause 3(1) of the Motor Insurers Bureau of Ireland agreement must be given directly to the Bureau within one year; notice to any other insurer does not satisfy this requirement.

Court Disposition

Appellant not liable for property damage to Plaintiff's vehicle.

Orders

  • Appellant not liable for €4,495 damage to vehicle; decree for damages reduced to €20,000 general damages and €150 special damages.