Everyday Finance Designated Activity Company v Brennan (Approved) [2025] IEHC 678 (19 November 2025)

Everyday Finance Designated Activity Company v Brennan (Approved) [2025] IEHC 678 (19 November 2025)

Everyday Finance DAC proved chain of title and registration as owner of the charge, satisfying legal requirements for substitution and execution. Defendant's objections regarding redactions, beneficial ownership, and execution are not substantiated. Delay is adequately explained by procedural history.

Citation
[2025] IEHC 678
Parties
Respondent/plaintiff: Everyday Finance Designated Activity Company; Appellant/defendant: Colin Brennan
Jurisdiction
Ireland
Judgment Date
19 November 2025
Procedural Posture
Appeal / High Court Appeal From Circuit Court Order
Outcome
appeal dismissed; Circuit Court order affirmed
Legal Topics
Mortgage Assignment, Substitution of Parties, Execution of Possession Orders, Delay in Execution
Property Law Civil Procedure Banking Law Mortgage Assignment Substitution of Parties Execution of Possession Orders Delay in Execution

Case Brief

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Parties

Everyday Finance Designated Activity Company

Respondent/plaintiff

Colin Brennan

Appellant/defendant

Procedural Posture

Appeal / High Court Appeal From Circuit Court Order

Legal Issues

  1. 1 Whether Everyday Finance DAC is entitled to be substituted as plaintiff for execution of possession order
  2. 2 Whether leave should be granted to issue execution after six years
  3. 3 Validity of mortgage assignment and chain of title

Ratio Decidendi

Everyday Finance DAC proved chain of title and registration as owner of the charge, satisfying legal requirements for substitution and execution. Defendant's objections regarding redactions, beneficial ownership, and execution are not substantiated. Delay is adequately explained by procedural history.

Court Disposition

appeal dismissed; Circuit Court order affirmed

Orders

  • Everyday Finance DAC substituted as plaintiff
  • Leave granted to issue execution on possession order