Permanent TSB Plc t/a Permanent TSB -v- Beades [2014] IEHC 81 (25 February 2014)
The plaintiff is entitled to an order for possession as the defendant defaulted on the loan, the properties were duly mortgaged, and the defendant failed to raise any substantive defence or dispute the debt by affidavit. Procedural and evidential objections raised by the defendant were either unfounded or curable, and the affidavits and banking records complied with statutory requirements.
- Citation
- [2014] IEHC 81
- Parties
- Plaintiff: Permanent TSB Plc t/a Permanent TSB; Defendant: Jerry Beades
- Jurisdiction
- Ireland
- Judgment Date
- 25 February 2014
- Procedural Posture
- Special Summons for Possession / Judgment on Application for Order for Possession
- Outcome
- order for possession granted to plaintiff
- Legal Topics
- Order for Possession, Bankers' Books Evidence, Mortgage Enforcement, Procedural Compliance, Amendment of Pleadings
Case Brief
Summary, issues, holding and outcome
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Parties
Permanent TSB Plc t/a Permanent TSB
Plaintiff
Jerry Beades
Defendant
Procedural Posture
Special Summons for Possession / Judgment on Application for Order for Possession
Legal Issues
- 1 Whether the plaintiff is entitled to an order for possession of the mortgaged properties
- 2 Whether procedural or evidential defects raised by the defendant constitute a valid defence
- 3 Whether affidavits and banking records comply with statutory requirements
Ratio Decidendi
The plaintiff is entitled to an order for possession as the defendant defaulted on the loan, the properties were duly mortgaged, and the defendant failed to raise any substantive defence or dispute the debt by affidavit. Procedural and evidential objections raised by the defendant were either unfounded or curable, and the affidavits and banking records complied with statutory requirements.
Court Disposition
order for possession granted to plaintiff
Orders
- Order for possession of the lands and premises set out in the Schedule to the special summons
- Court to hear parties regarding ancillary orders and possible stay
Full Case Text
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