EASTMONT SDN BHD 1. ) TAY KEONG KOK 2. ) CHONG SHEAU LING 3. ) CHUA CHOON YANG PIHAK YANG DIGARNIS 1. ) CIMB BANK BERHAD 2. ) CIMB ISLAMIC BANK BERHAD

EASTMONT SDN BHD 1. ) TAY KEONG KOK 2. ) CHONG SHEAU LING 3. ) CHUA CHOON YANG PIHAK YANG DIGARNIS 1. ) CIMB BANK BERHAD 2. ) CIMB ISLAMIC BANK BERHAD

On the available evidence (documentary exhibits and witness testimony), the RM56,370.60 paid into the judgment debtor's account was a refund of an insurance premium paid by Heritage Logistics Sdn Bhd and thus belonged to Heritage, not the judgment debtor; the judgment creditor failed to discharge the burden of proving the funds were the debtor's; the Deputy Registrar's conclusion was plainly wrong and the garnishee order requiring payment of RM56,370.60 to the judgment creditor was set aside, appeal allowed with costs.

Citation
BA-37G-110-12/2021 (Mahkamah Tinggi)
Parties
Perayu / Pemiutang Penghakiman (judgment Creditor): Eastmont Sdn Bhd; Respondent / Penghutang Penghakiman Pertama (judgment Debtor): Tay Keong Kok; Respondent / Penghutang Penghakiman (judgment Debtor): Chong Sheau Ling; Respondent / Penghutang Penghakiman (judgment Debtor): Chua Choon Yang; Pihak Yang Digarnis (garnishee): CIMB Bank Berhad; Pihak Yang Digarnis (garnishee): CIMB Islamic Bank Berhad
Court
High Court
Jurisdiction
Malaysia
Judgment Date
26 January 2023
Case Number
BA-37G-110-12/2021 (Mahkamah Tinggi)
Procedural Posture
Garnishee Proceedings / Execution / High Court Appeal (rehearing From Deputy Registrar Decision)
Outcome
Appeal allowed; decision of Deputy Registrar set aside
Legal Topics
Garnishee, Ownership of Funds, Burden of Proof, Appellate Intervention, Admissibility and Weight of Evidence
Source Language
Malay/English
Civil Commercial Banking Insurance Procedure Evidence Execution Garnishee +4 more

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Parties

Eastmont Sdn Bhd

Perayu / Pemiutang Penghakiman (judgment Creditor)

Tay Keong Kok

Respondent / Penghutang Penghakiman Pertama (judgment Debtor)

Chong Sheau Ling

Respondent / Penghutang Penghakiman (judgment Debtor)

Chua Choon Yang

Respondent / Penghutang Penghakiman (judgment Debtor)

CIMB Bank Berhad

Pihak Yang Digarnis (garnishee)

CIMB Islamic Bank Berhad

Pihak Yang Digarnis (garnishee)

Procedural Posture

Garnishee Proceedings / Execution / High Court Appeal (rehearing From Deputy Registrar Decision)

Legal Issues

  1. 1 Whether RM56,370.60 garnished from the judgment debtor's bank account belonged to the judgment debtor or to a third party (Heritage Logistics Sdn Bhd)
  2. 2 Whether the garnishee should be ordered to pay the garnished sum to the judgment creditor
  3. 3 Which party bears the burden of proof on ownership of the funds in garnishee proceedings

Ratio Decidendi

On the available evidence (documentary exhibits and witness testimony), the RM56,370.60 paid into the judgment debtor's account was a refund of an insurance premium paid by Heritage Logistics Sdn Bhd and thus belonged to Heritage, not the judgment debtor; the judgment creditor failed to discharge the burden of proving the funds were the debtor's; the Deputy Registrar's conclusion was plainly wrong and the garnishee order requiring payment of RM56,370.60 to the judgment creditor was set aside, appeal allowed with costs.

Court Disposition

Appeal allowed; decision of Deputy Registrar set aside

Orders

  • Perintah Garnisi Mutlak in respect of RM56,370.60 set aside
  • Garnishee (CIMB Islamic Bank Berhad) not to pay RM56,370.60 to the judgment creditor in respect of these proceedings