Bank Windhoek Ltd v Guterres (1307 of 1999) [2000] NAHC 5 (28 January 2000)

Bank Windhoek Ltd v Guterres (1307 of 1999) [2000] NAHC 5 (28 January 2000)

The court found that the evidence presented by both parties was mutually destructive and that the plaintiff, bearing the onus, failed to prove on a balance of probabilities that its version was true and the defendant's false. Accordingly, the plaintiff's claim failed.

Citation
[2000] NAHC 5
Parties
Plaintiff: Bank Windhoek Ltd; Defendant: Mario Marine Guterres
Court
High Court
Jurisdiction
Namibia
Judgment Date
28 January 2000
Case Number
1307 of 1999
Procedural Posture
Civil / Judgment After Trial
Outcome
absolution from the instance
Legal Topics
Overdrafts, Cheque Clearance, Misrepresentation, Estoppel, Undue Enrichment
Source Language
English

Case Brief

Summary, issues, holding and outcome

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Parties

Bank Windhoek Ltd

Plaintiff

Mario Marine Guterres

Defendant

Procedural Posture

Civil / Judgment After Trial

  1. 1 Whether the defendant is liable to repay the plaintiff bank for monies withdrawn against uncleared foreign cheques that were subsequently dishonoured
  2. 2 Whether there was a contractual agreement making the defendant liable for repayment if cheques were dishonoured
  3. 3 Whether the plaintiff made a negligent misrepresentation to the defendant

Ratio Decidendi

The court found that the evidence presented by both parties was mutually destructive and that the plaintiff, bearing the onus, failed to prove on a balance of probabilities that its version was true and the defendant's false. Accordingly, the plaintiff's claim failed.

Court Disposition

absolution from the instance

Orders

  • Absolution from the instance is granted.
  • Each party to pay its own costs.