RIDGECREST NEW ZEALAND LIMITED v IAG NEW ZEALAND LIMITED [2013] NZSC 108

RIDGECREST NEW ZEALAND LIMITED v IAG NEW ZEALAND LIMITED [2013] NZSC 108

The Supreme Court granted leave to appeal and formulated an approved question — whether Ridgecrest is entitled to be paid for damage from each earthquake up to the sum insured — permitting all arguments from the High Court and Court of Appeal to be relied on at the appeal hearing.

Source-derived case information.

Citation
[2013] NZSC 108
Parties
Applicant: Ridgecrest New Zealand Limited; Respondent: IAG New Zealand Limited
Court
Supreme Court
Jurisdiction
New Zealand
Judgment Date
8 November 2013
Procedural Posture
Leave to Appeal to the Supreme Court / Leave Granted
Outcome
Leave to appeal granted and approved question stated
Legal Topics
Sum Insured Limits, Aggregation of Losses, Earthquake Damage, Policy Interpretation
Insurance Law Appeals Contract Interpretation Sum Insured Limits Aggregation of Losses Earthquake Damage Policy Interpretation

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Parties

Ridgecrest New Zealand Limited

Applicant

IAG New Zealand Limited

Respondent

Procedural Posture

Leave to Appeal to the Supreme Court / Leave Granted

  1. 1 Whether Ridgecrest is entitled to be paid for the damage resulting from each of the earthquakes up to the limit of the sum insured

Ratio Decidendi

The Supreme Court granted leave to appeal and formulated an approved question — whether Ridgecrest is entitled to be paid for damage from each earthquake up to the sum insured — permitting all arguments from the High Court and Court of Appeal to be relied on at the appeal hearing.

Court Disposition

Leave to appeal granted and approved question stated

Orders

  • Leave to appeal granted
  • Approved question: whether the Court of Appeal was correct to conclude that Ridgecrest is not entitled to be paid for the damage resulting from each of the earthquakes up to the limit of the sum insured