Muhammad Suleman against One Insurance LTD (Sheriff Court Civil) [2025] SCGLA 88 (10 October 2025)

Muhammad Suleman against One Insurance LTD (Sheriff Court Civil) [2025] SCGLA 88 (10 October 2025)

The court found, on the balance of probabilities, that the defender's insured negligently collided with the pursuer's stationary vehicle, causing minor but genuine soft tissue injuries to the pursuer, and that the pursuer was entitled to damages for pain, suffering, and reasonable expenses, but not for unrelated pre-existing vehicle damage.

Citation
[2025] SCGLA 88
Parties
Pursuer: Muhammad Suleman; Defender: One Insurance LTD
Jurisdiction
Scotland
Judgment Date
10 October 2025
Procedural Posture
Personal Injury (road Traffic Accident) / Judgment After Summary Cause Proof
Outcome
Decree for the pursuer
Legal Topics
Negligence, Road Traffic Accident, Damages, Solatium, Causation, Rights Against Insurers
Tort Insurance Law Personal Injury Negligence Road Traffic Accident Damages Solatium Causation +1 more

Case Brief

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Parties

Muhammad Suleman

Pursuer

One Insurance LTD

Defender

Procedural Posture

Personal Injury (road Traffic Accident) / Judgment After Summary Cause Proof

Legal Issues

  1. 1 Whether a collision occurred between the pursuer's and defender's insured's vehicles
  2. 2 Whether the collision caused the pursuer's alleged injuries
  3. 3 Whether the pursuer is entitled to damages for personal injury and related losses

Ratio Decidendi

The court found, on the balance of probabilities, that the defender's insured negligently collided with the pursuer's stationary vehicle, causing minor but genuine soft tissue injuries to the pursuer, and that the pursuer was entitled to damages for pain, suffering, and reasonable expenses, but not for unrelated pre-existing vehicle damage.

Court Disposition

Decree for the pursuer

Orders

  • Defender to pay pursuer £2,184.72 with interest at 8% per annum until payment
  • Dr Michael Foxworthy certified as a skilled witness for the pursuer