CABOT FINANCIAL (UK) LTD AGAINST RYAN BELL [2022] SC FAL 9 (15 March 2022)

CABOT FINANCIAL (UK) LTD AGAINST RYAN BELL [2022] SC FAL 9 (15 March 2022)

The court found the pursuer had established liability for the debt by producing sufficient evidence of the agreement, assignment, and outstanding balance.

Citation
[2022] SC FAL 9
Parties
Pursuer: Cabot Financial (UK) Ltd; Defender: Ryan Bell
Jurisdiction
Scotland
Judgment Date
15 March 2022
Procedural Posture
Civil / Judgment
Outcome
decree granted for pursuer
Legal Topics
Enforcement of Debt, Consumer Credit Agreement

Case Brief

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Parties

Cabot Financial (UK) Ltd

Pursuer

Ryan Bell

Defender

Procedural Posture

Civil / Judgment

  1. 1 Whether the defender is liable for the debt claimed by the pursuer under a consumer credit agreement

Ratio Decidendi

The court found the pursuer had established liability for the debt by producing sufficient evidence of the agreement, assignment, and outstanding balance.

Court Disposition

decree granted for pursuer

Orders

  • Defender to pay the sum claimed to the pursuer