Taylor v. Wylie & Lochhead, Ltd [1912] ScotLR 743 (21 May 1912)

Taylor v. Wylie & Lochhead, Ltd [1912] ScotLR 743 (21 May 1912)

The expression 'whole sums previously paid' in article 7 of the hire-purchase agreement refers only to sums paid towards capital, excluding interest, as a literal interpretation would produce absurd results and is inconsistent with the business purpose and context of hire-purchase agreements.

Citation
[1912] ScotLR 743
Parties
Pursuer: William Smart Taylor; Defenders: Wylie & Lochhead, Limited
Jurisdiction
Scotland
Judgment Date
21 May 1912
Procedural Posture
Civil / Appeal (reclaiming Motion) From Lord Ordinary to Inner House
Outcome
appeal allowed; Lord Ordinary's decree recalled; defenders assoilzied (absolved)
Legal Topics
Hire Purchase Agreements, Contract Construction, Deduction of Payments, Interest Calculation

Case Brief

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Parties

William Smart Taylor

Pursuer

Wylie & Lochhead, Limited

Defenders

Procedural Posture

Civil / Appeal (reclaiming Motion) From Lord Ordinary to Inner House

  1. 1 Interpretation of 'whole sums previously paid' in hire-purchase agreement
  2. 2 Whether deduction includes interest or only capital payments

Ratio Decidendi

The expression 'whole sums previously paid' in article 7 of the hire-purchase agreement refers only to sums paid towards capital, excluding interest, as a literal interpretation would produce absurd results and is inconsistent with the business purpose and context of hire-purchase agreements.

Court Disposition

appeal allowed; Lord Ordinary's decree recalled; defenders assoilzied (absolved)

Orders

  • Lord Ordinary's interlocutor recalled
  • Defenders assoilzied from conclusions of the summons