IAN McKAY AGAINST MCE INSURANCE COMPANY Ltd [2021] SC GLA 42 (07 July 2021)

IAN McKAY AGAINST MCE INSURANCE COMPANY Ltd [2021] SC GLA 42 (07 July 2021)

The court held that the terms of the insurance policy did not cover the circumstances of the pursuer's loss, and therefore the insurer was not liable.

Citation
[2021] SC GLA 42
Parties
Pursuer: Ian McKay; Defender: MCE Insurance Company Ltd
Jurisdiction
Scotland
Judgment Date
07 July 2021
Procedural Posture
Civil / Judgment
Outcome
claim dismissed
Legal Topics
Insurance Claim, Policy Interpretation

Case Brief

Summary, issues, holding and outcome

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Parties

Ian McKay

Pursuer

MCE Insurance Company Ltd

Defender

Procedural Posture

Civil / Judgment

  1. 1 Whether the insurance company is liable to indemnify the pursuer under the policy terms

Ratio Decidendi

The court held that the terms of the insurance policy did not cover the circumstances of the pursuer's loss, and therefore the insurer was not liable.

Court Disposition

claim dismissed