CLYDESDALE FINANCIAL SERVICES LIMITED T/A BARCLAYS PARTNER FINANCE AGAINST SEAN LAWRENCE [2019] ScotSC SC_63 (12 June 2019)

The court found the credit agreement was valid and enforceable, the defendant defaulted, and the claimant is entitled to recover the outstanding balance.

Parties: Claimant: Clydesdale Financial Services Limited t/a Barclays Partner Finance; Defendant: Sean Lawrence
Jurisdiction: Scotland
Judgment Date: 12 June 2019
Procedural Posture: Civil / Judgment
Outcome: judgment for claimant
Legal Topics: Enforcement of Credit Agreement, Default, Remedies

Contract Law Consumer Credit Enforcement of Credit Agreement Default Remedies

Case Brief

Summary, issues, holding and outcome

More case intelligence is available

Unlock the full research layer for this judgment.

Full judgment text Downloadable case file Legal principles 2 Authorities cited 1 Party arguments 2 Amounts and remedies 1

Parties

Clydesdale Financial Services Limited t/a Barclays Partner Finance

Claimant

Sean Lawrence

Defendant

Procedural Posture

Civil / Judgment

Legal Issues

1 Whether the defendant is liable under the credit agreement
2 Whether the claimant is entitled to enforce the agreement and recover sums due

Ratio Decidendi

The court found the credit agreement was valid and enforceable, the defendant defaulted, and the claimant is entitled to recover the outstanding balance.

Court Disposition

judgment for claimant

Orders

Defendant to pay outstanding balance under the credit agreement
Costs awarded to claimant