Absa Bank Limited v Haverford Consulting CC and Others (12/25826) [2019] ZAGPJHC 147 (12 April 2019)
The court found that the Defendants failed to provide a satisfactory explanation for their lack of preparation and delay, having been served with notice of set down well in advance and only appointing legal representation on the day of trial. The property in question is owned by a Close Corporation and does not...
Source-derived case information.
- Citation
- [2019] ZAGPJHC 147
- Parties
- Plaintiff: Absa Bank Limited; Defendant: Haverford Consulting CC; Defendant: Bekker, Gerrit Johannes; Defendant: Bekker, Badeeah
- Court
- South Gauteng High Court, Johannesburg
- Jurisdiction
- South Africa
- Case Number
- 12/25826
- Procedural Posture
- Civil Trial / Application for Postponement of Trial; Opposed Motion
- Outcome
- Defendants' application for postponement dismissed; costs awarded to Plaintiff on attorney and client scale.
- Judges
- R Hertenberger
- Legal Topics
- Mortgage Bond Enforcement, Suretyship Liability, Postponement of Trial, Discovery of Documents
Source-derived case record
Summary, issues, holding and outcome
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Parties
Absa Bank Limited
Plaintiff
Haverford Consulting CC
Defendant
Bekker, Gerrit Johannes
Defendant
Bekker, Badeeah
Defendant
Procedural Posture
Civil Trial / Application for Postponement of Trial; Opposed Motion
Legal Issues
- 1 Whether the Defendants are entitled to a postponement of the trial.
- 2 Whether the Plaintiff has complied with discovery obligations.
- 3 Whether the immovable property held by the First Defendant qualifies as a primary residence under Rule 46(1)(a)(ii).
Ratio Decidendi
The court found that the Defendants failed to provide a satisfactory explanation for their lack of preparation and delay, having been served with notice of set down well in advance and only appointing legal representation on the day of trial. The property in question is owned by a Close Corporation and does not qualify as a primary residence under Rule 46(1)(a)(ii). The Defendants' application for postponement was a further attempt to delay the proceedings, and no substantive prejudice was demonstrated. The Plaintiff's discovery obligations were not shown to be deficient, and the Defendants had multiple opportunities to pursue discovery through previous legal counsel. The interests of...
Court Disposition
Defendants' application for postponement dismissed; costs awarded to Plaintiff on attorney and client scale.
Orders
- The Defendants' application for a postponement of the trial is dismissed.
- The Defendants are ordered to pay the Plaintiff's wasted costs on the scale between attorney and client.
Full Case Text
Judgment text and source record
26 paragraphs
JUDGMENT
IN THE HIGH COURT OF SOUTH AFRICA
(GAUTENG LOCAL DIVISION, JOHANNESBURG)
CASE NUMBER: 12/25826
HEARD: 26 NOVEMBER 2018
In the matter between:-
ABSA BANK LIMITED Plaintiff and HAVERFORD CONSULTING CC BEKKER, GERRIT JOHANNES BEKKER, BADEEAH First Defendant Second Defendant Third Defendant
HERTENBERGER, AJ:
[1] This matter is instituted against Defendants by the Plaintiff based on two mortgage loan agreement, the mortgage bonds which were registered over the First Defendant’s immovable property and the suretyships signed by the Second and Third Defendants in respect thereof. The Plaintiff seeks inter alia repayment in the amount of R1 762 054.51 and an order declaring the First Defendant’s immovable property executable. The Defendants seek a postponement of the trial, which postponement the Plaintiff opposes.
[2] It is important to note that the matter was launched in or about July 2012 and comes before court only in November 2018. Pre-trials were held in April 2016 and in November 2018. It is clear from the Pleadings, that the Defendants have taken a backseat approach in this matter. Counsel for the Defendant handed up a Notice of Motion in an attempt to have this matter removed from the roll or postponed sine die and requests this court to compel the Plaintiff to discover certain documents. The notice is undated and signed by the Third
Defendant. The purported founding affidavit is not commissioned and interestingly reveals that the Second and Third Defendant are currently residing in Holland. The court permitted the parties to argue the postponement on the purported application for postponement.
[3] Counsel for the Defendants confirmed that the Second and Third Defendants have relocated to the Netherlands. He further attempted to persuade this court that the immovable property, which is held by the First Defendant, which is a Close Corporation, ought to be seen as primary residence and that the provisions of Rule 46(1)(a)(ii) of the Uniform Rules of Court are applicable to this matter. Further, his arguments hinged on a lack of proper discovery by the Plaintiff and raised several arguments pertaining to the alleged miscalculation of the quantum by the Plaintiff.
[4] Despite his valiant efforts to persuade this court that his clients were bona fide and simply the victims of a ruthless Plaintiff, I was not convinced by the arguments advanced. I was left with the distinct impression that the Defendants had done everything that was possible to delay the inevitable sale of the Close Corporation’s immovable property in execution. It was also of concern that the Second and Third Defendants had left South Africa and despite the fact that they had received personal service of the notice of set down on the 10th of July 2017, they had done nothing in preparation for this trial and had appointed an attorney to act for them only on the 26th of November 2018, which was the very day that the matter was set down for. No proper explanation could be given by Defendants’ Counsel in this regard. The matter is further exacerbated by the fact that no payments toward the outstanding loan amounts was made since 2011.
[5] Counsel for the Plaintiff, quite correctly pointed out that the immovable property is held by the Close Corporation and that the provisions of Rule46(1)(a)(ii) of the Uniform Rules of Court do not apply in this matter. He further illustrated the lack of action taken by the Defendants in the defense of this matter and that they been represented by various legal professionals from time to time, who would have assisted them in obtaining proper discovery of the documents that they claim to require to verify the quantum as disputed by them. The court was convinced of the fact that this matter had to be brought to finality.
[10] In the result the following order is made:
(1) the Defendants application for a postponement of the trial is dismissed;
(2) the Defendant is ordered to pay the Plaintiff’s wasted costs on the scale between attorney and client.
R HERTENBERGER
ACTING JUDGE OF THE
GAUTENG LOCAL DIVISION
JOHANNESBURG
APPEARANCES
COUNSEL FOR PLAINTIFF: ADV N HORN
PLAINTIFF’S ATTORNEYS: TIM DU TOIT CORPORATED
COUNSEL FOR DEFENDANT: ADV D SHAW
DEFENDANT’S ATTORNEYS: NOOR MOHAMED ATTORNEYS