Coetzee v Road Accident Fund (996/2021) [2025] ZAGPPHC 674 (7 July 2025)
- Citation
- [2025] ZAGPPHC 674
- Status
- Judgment
- Jurisdiction
- South Africa
- Court
- North Gauteng High Court, Pretoria
- Panel
- M Pienaar
- Case number
- 996/2021
More details
- Court
- North Gauteng High Court, Pretoria
- Panel
- M Pienaar
- Case number
- 996/2021
On this page
Professional case brief
Research organized from the available case record
01
Holding and result
The plaintiff provided credible and uncontested evidence that he was injured in a motor vehicle accident caused by the negligence of the insured driver, who failed to stop after the collision. The Court accepted the plaintiff's testimony, corroborated by witness statements and medical records, as sufficient to discharge the onus of proof. Expert reports established the nature and extent of the plaintiff's injuries, his diminished earning capacity, and the resultant financial loss. The defendant failed to contest the claim or present any evidence to the contrary. The Court held the defendant 100% liable for the plaintiff's damages under the Road Accident Fund Act and awarded compensation for past and future loss of earnings as calculated by the actuary. The issue of general damages was postponed sine die due to the defendant's non-acceptance.
Court disposition
The defendant is held 100% liable for the plaintiff’s damages. The defendant is ordered to pay R4,056,656.00 for past and future loss of earnings, provide a section 17(4)(a) undertaking for future medical costs, and pay party and party costs. The issue of general damages is postponed sine die.
Orders
- The Defendant is held 100% liable for the Plaintiff’s damages.
- The Defendant shall pay an amount of R4,056,656.00 to the Plaintiff in respect of past and future loss of earnings, payable to Erasmus de Klerk Attorneys within 180 days.
- The capital amount will bear interest at 10.65% per annum from the 181st day after the date of this Order until payment.
- The Defendant is ordered to provide the Plaintiff with a written undertaking in terms of section 17(4)(a) of the Road Accident Fund Act, 56 of 1996 within 180 days for 100% of the costs of future accommodation, treatment, or services arising from the injuries sustained.
- The Defendant must pay the Plaintiff’s proven or agreed party and party costs on the High Court scale, including costs for expert reports, counsel, accommodation and transportation, and the Rule 38(2) application, payable within 180 days of taxation and bearing interest at 10.65% per annum from the 181st day after taxation.
- The issue of general damages is separated and postponed sine die.
- The Defendant is ordered to notify the Plaintiff in writing whether it accepts entitlement to general damages; failing which, the Plaintiff may refer the issue to the HPCSA Appeals Tribunal.
02
Material facts
Parties
Hendrik Jozua Coetzee
Plaintiff Counsel: Adv J A Du PlessisRoad Accident Fund
DefendantAmounts and remedies
- Loss of Earnings Awarded: ZAR 4,056,656
- Interest Rate on Capital and Costs: ZAR 10.65
- Plaintiff's Monthly Salary Post Injury: ZAR 2,000
- Plaintiff's Monthly Private Work Earnings: ZAR 500
03
Procedural history
Posture
Civil Trial / Final Judgment
04
Questions and positions
Legal issues
- 01
Whether the defendant is liable under the Road Accident Fund Act for damages suffered by the plaintiff as a result of the motor vehicle collision.
- 02
Whether the plaintiff has discharged the onus to prove negligence on the part of the insured driver.
- 03
Determination of quantum for past and future loss of earnings.
- 04
Whether expert evidence submitted by affidavit is admissible under Rule 38(2).
Party arguments
- Applicant
- The plaintiff argued that he sustained injuries in a motor vehicle accident on 29 September 2018, for which the Road Accident Fund is liable under the Act. He presented uncontested evidence of the accident, including his own testimony, corroborating witness statements, hospital records, and expert reports. The plaintiff contended that the insured driver was negligent, having struck him from behind and failed to stop. Expert evidence was submitted to establish the extent of his injuries, ongoing disability, and resultant loss of earnings. The plaintiff sought compensation for both past and future loss of earnings, supported by actuarial calculations.
- Respondent
- The defendant, Road Accident Fund, did not appear and did not contest the plaintiff's version. No evidence was presented by the defendant to challenge the plaintiff's account or the expert reports. The defendant did not accept the plaintiff's claim for general damages, resulting in that issue being postponed sine die.
05
Court’s reasoning
Legal principles
- 01
Section 16 of the Civil Proceedings Evidence Act 25 of 1965
Judgment may be given in any civil proceedings on the evidence of any single competent and credible witness.
- 02
Havenga v Parker 1993 (3) SA 724 (T); Madibeng Local Municipality v Public Investment Corporation 2018 (6) SA 55 (SCA)
Expert evidence may be placed before the Court by way of affidavits in terms of Rule 38(2) of the Uniform Rules of Court.
- 03
Stellenbosch Farmers’ Winery Group Ltd and Another v Martell et Cie and others 2003 (1) SA 11 (SCA); Santam Bpk v Biddulph (105/2003) ZASCA (16 February 2004)
The duty of the Court is to assess the credibility of the plaintiff and weigh the probabilities in the absence of contrary evidence.
06
Ratio, limits and disposition
Ratio decidendi
The plaintiff provided credible and uncontested evidence that he was injured in a motor vehicle accident caused by the negligence of the insured driver, who failed to stop after the collision. The Court accepted the plaintiff's testimony, corroborated by witness statements and medical records, as sufficient to discharge the onus of proof. Expert reports established the nature and extent of the plaintiff's injuries, his diminished earning capacity, and the resultant financial loss. The defendant failed to contest the claim or present any evidence to the contrary. The Court held the defendant 100% liable for the plaintiff's damages under the Road Accident Fund Act and awarded compensation for past and future loss of earnings as calculated by the actuary. The issue of general damages was postponed sine die due to the defendant's non-acceptance.
Obiter and limits
- The Court expressed appreciation to Adv Du Plessis for the preparation of the chronology table, which assisted in clarifying the sequence of events.
- The judgment was handed down electronically and uploaded to CaseLines, with the date for hand down deemed to be 4 July 2025.
Court disposition
The defendant is held 100% liable for the plaintiff’s damages. The defendant is ordered to pay R4,056,656.00 for past and future loss of earnings, provide a section 17(4)(a) undertaking for future medical costs, and pay party and party costs. The issue of general damages is postponed sine die.
- The Defendant is held 100% liable for the Plaintiff’s damages.
- The Defendant shall pay an amount of R4,056,656.00 to the Plaintiff in respect of past and future loss of earnings, payable to Erasmus de Klerk Attorneys within 180 days.
- The capital amount will bear interest at 10.65% per annum from the 181st day after the date of this Order until payment.
- The Defendant is ordered to provide the Plaintiff with a written undertaking in terms of section 17(4)(a) of the Road Accident Fund Act, 56 of 1996 within 180 days for 100% of the costs of future accommodation, treatment, or services arising from the injuries sustained.
- The Defendant must pay the Plaintiff’s proven or agreed party and party costs on the High Court scale, including costs for expert reports, counsel, accommodation and transportation, and the Rule 38(2) application, payable within 180 days of taxation and bearing interest at 10.65% per annum from the 181st day after taxation.
- The issue of general damages is separated and postponed sine die.
- The Defendant is ordered to notify the Plaintiff in writing whether it accepts entitlement to general damages; failing which, the Plaintiff may refer the issue to the HPCSA Appeals Tribunal.
Source and reliance status
North Gauteng High Court, Pretoria
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Judgment reading view
Judgment text
The complete available source text.
North Gauteng High Court, Pretoria
Judgment
SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document in compliance with the law and SAFLII Policy
REPUBLIC
OF SOUTH AFRICA
IN THE HIGH COURT OF
SOUTH AFRICA
GAUTENG DIVISION,
PRETORIA
CASE NO: 996/2021
(1) REPORTABLE: NO
(2) OF INTEREST TO OTHER JUDGES: NO
(3) REVISED.
DATE: 7/7/2025
SIGNATURE
In the matter between:
HENDRIK
JOZUA COETZEE
Plaintiff
and
ROAD
ACCIDENT FUND Defendant
JUDGEMENT
PIENAAR (AJ)
Introduction
[1] The Plaintiff instituted an action against the Road Accident Fund for injuries sustained by him in a motor vehicle accident that occurred on 29 September 2018.
[2] The plaintiff lodged a claim with the defendant (“the RAF") in terms of the provisions of the Road Accident Fund Act, No. 56 of 1996 (“the Act”) claiming damages resulting from the injuries sustained in the collision.
[3] A chronology table is available on CaseLines under Chapter *0, which outlines the sequence of events starting from the date of the accident on 29 September 2018. It confirms key milestones, including the Plaintiff's claim lodged with the RAF, the return of summons served on the Defendant on 14 January 2021, and all other relevant important dates.
[4] The notice of set down was served on the Defendant on 18 February 2025.
[5] The Plaintiff served the Rule 28(5) amendment on the Defendant on 27 January 2025. Subsequently, a second Notice of Bar was served on the Defendant on
18 February 2025.
[6] The plaintiff’s application in terms of the provisions of Rule 38(2) of the Uniform Rules of Court for expert evidence. Havenga v Parker 1993 (3) SA 724 (T), confirmed by the Supreme Court of Appeal in Madibeng Local Municipality v Public Investment Corporation 2018 (6) SA 55 (SCA), found it is permissible to place expert evidence before the Court by way of affidavits in terms of Rule 38(2). Accordingly the application was granted.
[7] The plaintiff testified during the trial proceedings.
Merits
[8] The plaintiff bears the onus to prove that the RAF is liable under the provisions of the Act, to compensate him for damages suffered because of the injuries sustained in the collision. This includes the onus to prove that the driver of the insured vehicle negligently caused the collision.
[9] Mr. Coetzee testified as the plaintiff, that the accident occurred on 29 September 2018 at 08:25. He was running on the left side of the road, and he was wearing a bright yellow t-shirt. The next moment a motor vehicle collided with him from behind. The driver of the vehicle that collided with him failed to stop and drove away.
[10] Counsel for the plaintiff, Mr. Du Plessis, referred the court to the witness statement of Mr. Zulu, which confirms that he was on duty on 29 September 2018. According to the statement, Mr. Coetzee, exited the gate to go for a run, and upon his return, his right arm and knees were covered in blood. Mr. Coetzee informed Mr. Zulu that he had been hit by a car, which failed to stop.
[11] The evidence before the court, disclosed by the plaintiff, includes hospital records and a note from the South African Police Service (SAPS). However, the SAPS note contains illegible stamped. The hospital records confirm that the claimant consulted a doctor on 3 October 2018.
[12] The Plaintiff bears the onus to prove negligence on the part of the insured driver. This is notwithstanding that the Plaintiff’s version remains uncontested. There is no evidence before Court to gainsay that version, it is not improbable and it is plausible.
[13] Section 16 of the Civil Proceedings Evidence Act (Evidence Act)[2] provides as follows:
Sufficiency of Evidence. “Judgment may be given in any civil proceedings on the evidence of any single competent and credible witness.”
[14] Judgment may be given in any civil proceedings on the evidence of any single competent and credible witness. [1]
[15] Credible evidence is evidence that is likely to be believed. A credible witness is a witness who is believed to be truthful. It remains the duty of this Court to assess the evidence of the plaintiff in order to weigh the probabilities. [2]
[16] I am persuaded that the evidence of the plaintiff is unquestionable and that he has discharged the onus to prove that the defendant is liable in terms of the Road Accident Fund Act. The defendant is held 100% liable for the plaintiff’s damages.
Quantum
[17] The plaintiff was 37 years old at the time of the collision and is now 44 years of age. He was employed as a diesel mechanic at the SANDF. He is responsible for the servicing and repairs of all the DELTA vehicles in Bloemfontein.
[18] Dr Enslin (Orthopaedic Surgeon) examined the Plaintiff on 18 March 2021 and an addendum report was done on 29 February 2024. He states from the hospital notes and from the RAF form, the Plaintiff sustained a fracture of the right radial head, and a contusion of his right elbow. Dr Enslin is of the opinion that the plaintiff’s current workload is far above that what he can handle.
[19] Mrs Vanessa Moolman, an occupational therapist, assessed the plaintiff on 16 April 2021 and an addendum report was done on 10 May 2024. According to the occupational therapist, his right elbow, forearm and wrist remains a big problem. He often drops items with the right hand.
[20] Dr J A Watts (Clinical Psychologist) assessed the plaintiff on 17 March 2021. Dr Watts reported a deterioration in his performance and capacities to do his work. He diagnoses the plaintiff with a severe persistent depressive disorder and he currently also manifests with traits of PTSD. Note is made that the prognosis is poor while the plaintiff continues to suffer chronic pain.
[21] Louis Linde (Industrial Psychologist) assessed the Plaintiff on 9 March 2022 and an addendum report was done on 21 June 2024. Mr Louis Linde noted that the plaintiff left the SANDF as he could no longer cope with the work pressure. He did not have any further opportunities for promotion, and his salary stayed the same, even although his workload increased. This caused him to feel pressured and stressed, and after giving it a lot of thought, he decided to resign. He is in charged of a workshop, as well as the maintenance of Mr Olevano’s motor vehicles, tractors, and all the farming equipment and moving machines. He received a salary of R2000,00 per month. He work for himself on weekends and earned for private work is R500,00 per month.
[22] Post morbidly, the Industrial Psychologist noted that the plaintiff has been fortunate in that he secured employment with a local farmer. It is noted that the plaintiff is not suited to his current employment being the only skilled Mechanic servicing as wide variety of vehicles and equipment as well as having to travel. He remains a high risk of losing his employment at any given time-either due to premature resignation or his employer becoming aware of his limitations and slow work speed.
[23] Algorithm Actuaries prepared loss of earnings calculations based on the Industrial Psychologist report. The contingency deduction of 5% on the past loss and 15% on the future loss uninjured and 25% on the injured loss of earnings. The total loss of earnings, as determined in the actuary's report, amounts to R4 056 656,00.
[24] The defendant has not accepted the plaintiff’s claim for general damages. Accordingly, the determination of general damages is postponed sine die.
[25] The Court wishes to express its appreciation to Adv Du Plessis for the chronology table.
Order
[26] In the result the following order is made:
1. The Defendant is held 100% liable for the Plaintiff’s damages.
2. The Defendant shall pay an amount of R4 056 656,00.
(Four million fifty six thousand hundred fifty six Rand Only ) to the Plaintiff in respect of
past and future loss of earnings to the Plaintiff’s Attorneys of record Erasmus de Klerk
which amount shall be payable by direct transfer into trust account, details of which are
as follows:
Account Holder : Erasmus de Klerk Inc
Bank
: ABSA Bank
Branch Number : 6[…]
Account Number : ……………….6[…]
Reference number : M Labuschagne-C2004
3.The capital amount referred to in the above paragraph will be payable within 180 days from the date hereof. Will bear interest at the rate of 10,65% per annum calculated from the 181st calendar day after the date of this Order to and including the date of payment thereof.
4. The Defendant is ordered to provide the Plaintiff with a written Undertaking in terms of section 17(4)(a) of the Road Accident Fund Act, 56 of 1996 within 180 days of date of this Order, for 100% for the costs of the future accommodation, of the Plaintiff, in a hospital or nursing home or treatment of or reddening of a service to him or supplying of goods to him arising out of the injuries sustained by him in a motor vehicle cloosion that occurred on the 29th September 2018 as set out in the medico legal reports.
5. Subject to the discretion of the Taxing Master, the defendant must make payment of the Plaintiff’;s proven or agreed party and party costs on the High Court scale which costs include (but are not limited to):
6.1 The costs of consequent upon obtaining the medico legal and expert reports and addendum reports including the addendum actuary reports, Plaintiff’s traveling expenses to attend the experts, namely
6.1.1 Dr T Enslin (Serious Injury Assessor)6.1.2 Dr H B Enslin (Orthopaedic Surgeon)6.1.3 Alison Crosbie (Occupational Therapist)6.1.4 Dr J A Watts (Clinical Psychologist)6.1.5 Louis Linde and Kevin Jooste (Industrial Psychologist)6.1.6 Algorithm (Actuary)
6.2 The costs of Counsel on Scale B
6.3 The costs for the accommodation and transportation for the Plaintiff to attend Court (if any);
6.4 The costs of the Application in terms of Rule 38(2);
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6.5 The Plaintiff shall serve the notice of taxation on the Defendant;
6.6 The taxed or agreed costs will:
6.6.1 be payable within 180 days from the date of taxation and
6.6.2 bear interest at the rate of 10,65% per annum calculated from and including the 181st calendar days after the date of taxation to and incurring the date of payment thereof.
7. The issue of General Damages is separated in terms of Rule 33(4) and is postponed sine die;
8. The Defendant is ordered to notify the Plaintiff in writing whether it accepts that the Plaintiff is entitled to an award of General Damages. Should the Defendant failed to notify the Plaintiff as Ordered the Plaintiff will be entitled to refer this issue to the HPCSA Appeals Tribunal for determination.
M PIENAAR
ACTING JUDGE OF THE
HIGH COURT
PRETORIA
This judgment was handed down electronically by circulation to the parties/their legal representatives by email and by uploading to the electronic file on Case Lines. The date for hand down is deemed to be 4 July 2025.
Heard on : 2 April 2025
Requested chronology table and updated Actuary report dated 3 July 2025.
Received updated Actuary report 3rd July 2025
Delivered on : 7 July 2025
APPEARANCES:
Applicant’s Counsel : Adv J A Du Plessis Applicants Attorneys : Erasmus de Klerk Attorneys Respondent Attorneys : Road Accident Fund - No appearance Link no: 5046540
[1] Act 25 of 1965 as amended
[2] See Stellenbosch Farmers’ Winery Group Ltd and Another v Martell et Cie and others 2003 (1) SA 11 (SCA) and Santam Bpk v Biddulph (105/2003) ZASCA (16 February 2004).
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